Daily Frugal Challenge!

Discussion in 'Living The Frugal Life' started by MoneySavinDiva, Sep 26, 2012.

  1. KmmCo

    KmmCo Well-Known Member Trader Group

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    I remembered that I had a couple of Friday frees to pick up at Kroger. I got my YES soup and my Hersheys cookie bar for free. I also found Pillsbury pie crusts marked down to .49 so I grabbed one to make an apple pie tonight. I already had pie filling in my pantry that I needed to use up. I also picked up a .99 (markdown) veggie snack tray to take to work tomorrow.

    Also just got a notice that I got $1.37 back on savings catcher for the stuff I bought on Monday!
     
    Last edited: Feb 15, 2017
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  2. 3timesoccermom

    3timesoccermom The Original Dinner Guru

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    Jasmine, you can buy discounted gift cards for Michael's at up to 19% off the face value. Go to giftcard granny . com to see what's available or just google discounted gift cards and find vendors on your own.

     
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  3. jastwins

    jastwins Well-Known Member Trader Group

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    You know, Renee, I never plan ahead since D1 pays for her own stuff at Michaels. I just supply coupons or discounts. I will look into giftcard granny for future purchases since Michaels is her favorite place to shop.
    Today is the baby shower for a teacher in our school whose wife is due soon. Luckily, I had purchased a card for a shower last year and did not use it so that saved me some money. I also reused a blue bag from Christmas, so I saved that too. Since the parents to be are both English teachers, I bought books from Amazon for the baby. Some really cute and sweet books are out there now. One of the books is titled, On the Night You were Born, and it is a beautiful sweet story that brought tears to my eyes. I also found a poetry book for babies, entitled I Love You. I also purchased 2 other board books, one about dinosaurs dancing and the other about different kinds of trucks.
    Today, I brought leftovers for lunch. On Saturday, Crankie and I will get our taxes done and I hope we can get a refund. While I am out for the day, I will do some coupon shopping and try to stop at Dollar tree. Also on my list is Kohls since I have gc's from Christmas that I still have to spend. Clearance section, get ready, because I will be looking for some deals.
     
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  4. amber g

    amber g Well-Known Member

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    Had some leftover pork dumplings for lunch leftover from last nights dinner. Hubby made them and they were delicious!! Saw a promo for Instacart they offer grocery delivery. They had a promo with Schnucks $25 off your purchase and my first delivery was free. I spent $37 and after promos, plus a small service charge my total was $19.07. I was able to get several items I was going to pick up tomorrow at Walmart plus some stock up items. It was delivered to my house within 2 hours of my order being placed. Pretty easy, the only wrinkle was the shopper texted me because they were out of the variety of something I ordered. He asked which other I would take, but instead of just switching he actually added another to my order which bumped my total up by $4.25. I was at work so I verified with hubby I only received 1 of the item and then called and was issued a refund for the $4.25. I just have to get home now and make sure the rest of my order is complete. The extra bonus is less time spent in Walmart tomorrow!!!
     
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  5. Abbybob

    Abbybob Well-Known Member Trader Group

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    The past few days have not been really frugal... BUT- I did pay off our large credit card debt with a portion (ok, like 90%) of our tax refund. So that's INCREDIBLE! We're going to start making extra payments on DH's car to get the loan paid off sooner. Also, we're going to start saving actively again. I jump started that by putting some $$ into our savings account (basically, the rest of our tax refund).

    I'm helping a friend sell some of her fabric, she's having health issues, so she can't sew as much. She's giving me 10%, so I'm stoked (she offered me 1/2, but she needs the money).

    I picked up a lot of men's clothes off the free section of CL. Some of it is for hubs, some for my friends hubs, the rest is going to go to a clothing swap in early March. I am trying to get the next size up for both kids at the upcoming clothing swap, and some clothes to tie dye over spring break.

    Picked up groceries yesterday, which was nice. Our fridge was pretty empty. I've mostly been having soup and toast this week for dinner. Hubs play opens tomorrow, so next week I'll start making dinner again.

    Cashed out my available balance at Topcashback, $38!!

    Turns out I had a bunch of Sears surprise points, so I chose some new socks (8 pairs!), a new bath towel, and a slotted spoon! I paid less than $2.00 OOP. Bitty and I will go pick it up tomorrow- Hooray for in car delivery!

    And my Paypal card has vanished... I called and ordered a new one. I've been cashing out pinecone into Paypal, I'd actually like to send my money!
     
  6. amber g

    amber g Well-Known Member

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    Another grocery store, Shop N Save, was having a promo to use instacart for delivery. I signed my husband up and loaded $35.09 worth of groceries into my cart, when I went to check out it had taken off a $35 credit of my bill. I was not able to get another free delivery, but after I paid $5.99 for delivery my total was only $9.41.

    I also did 6 tic tac rebates through Ibotta over this weekend. I spent $6 total on the tic tacs and after rebates and bonuses I got $5 back in Ibotta. 6 tic tacs for $1. These are going in my kids Easter baskets. I also have 5 free candy bar coupons from a sweep I will redeem to put in their baskets.
     
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  7. M_Lexx

    M_Lexx Active Member Trader Group

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    Not much to write about, as in same old, same old mode.

    Meanwhile, our local Walmart realm has yet again beat my expectations on no less than three occasions:

    1) I was walking out of the store (again! with onions! and bread!) when I heard (again!) 'Miss, do you have the receipt for your purchases?' behind my back. Turned out some lady tagged along me with a cart full of detergents, electronics, clothes and toiletries. So, my question still remains 'why would it be OK (as per the staff member who stopped the lady above) for me steal $2.00 worth of merchandise and not OK for her to steal $1.500-$2.000 worth of various stuff?" Mind you, I shudder to think that I could have stolen something ... which brings me to the next point;

    2) there is one register at self-checkout that rings up stuff but every now and then it misses, e.g. rings up a $1.00 instead of $100.00. So there I was on Thursday, buying various stuff and some items ...canned adult food (aka potted meat) sold in six-packs, set of candles, potatoes, cat litter ... ring up green but don't show on the receipt! I call the clerk and get the most fabulous answer 'did the register go green? it means it got on the bill! you are fine! thank you for shopping at Walmart!" ..... twenty minutes after standing in line to CS guess what answer I got? ... 'did it go green after you scanned it?" Seriously? I mean really? I am right there, reporting a dang register malfunction, and all you can tell me is 'did it go green?' Yes, it did! And yes, I can count in my head since I was six and figure out I am not getting charged items I just have bought, so why on earth do coupon values for the items I don't see or calculate on the receipt get taken off??? Why does the blasted register ring green, take the coupon value off and then ... don't show the item or its value in the receipt but asks for coupons to be inserted into wherever before I can pay? I avoid the particular register like the worst plague, with my luck it will ring a $1.16 cat litter at $116.000.00.

    3) clearance items ... I get those. But two cart fulls of M&M's Valentine's Day candy? Literally, I was at Walmart before work, at 7 a.m., and there was a lady who dumped every single one of the said candy box full of M's bags into her carts. When I and two other ladies present at the time asked her if she could spare us a bag each she snarled ... 'I have coupons for all of these!" ... yeah ... okay.
     
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  8. jastwins

    jastwins Well-Known Member Trader Group

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    M_Lexx, your descriptions are why I rarely go to WAlmart. My last trip involved me prodding the cashier to try to put in my SAvings catcher reward of $2.56 after another cashier did not want to help and no manager (about 4 registers away) bothered to show up. All my coupons went in well and I gave her some cash to get my order down to exactly $20. I then used my SBKC $20 visa gc to pay for it. Took about 10 mins, but my OOP for a $33 order came to $6.40 after coupons and gcs.

    Today is prom shopping day for D1 and d3. D2 bought her online and it was a bargain that makes her look like a million bucks. Easy to do when you are an XS. I have down loaded the Macys app and there is a coupon for PResidents day that I hope we can use. I will stock up the drinks and snacks and we will eat lunch out today. Also on the agenda is a dr. appt for D3..

    I posted something to Ebay last night. On FRiday, I received a $5 rebate that I deposited in the bank.
    My shopping trips over the weekend were a success. In Kohl's I used my Christmas gift card and store credits to pay $11.83 OOP for a Free country fleece lined hooded jacket, 3 shirts, a pair of pants and 7 pairs of socks. CVS was great and I had some awesome deals on detergent, deodorant, razors and hair care. In Dollar Tree, I picked up some cards and used coupons on some much needed Caramex lip balm. Clearance in STaples allowned me to come home with .50 Scotch masking tape, $1 loose leaf, $1 printer paper and a $2 deep plastic container that I will use for my coupons.
    Later, I will post on how well we do at the mall.
     
  9. Abbybob

    Abbybob Well-Known Member Trader Group

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    Semi-Frugal day yesterday...

    We went to Legoland (Free tickets), just Lil' Man and I. He had been saving his allowance to buy some new legos. He didn't spend it all. Used a GC to buy dinner. and I went to bed early last night.

    Today is a school holiday, so we're off to the Y in a bit, then over to the park to play for a few hours. We're taking snacks with us. I'm hoping we'll meet up with some friends.
     
  10. KmmCo

    KmmCo Well-Known Member Trader Group

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    Hey ladies, I had problems with the clerks at walmart figuring out how to do my savings catcher gift cards too. I just ended up finally putting the gift card on walmart pay so that I can do it myself..... Lack of training for the clerks is what I would say is a big part of the problem.

    Nothing new here. I sack lunched it the last 4 days and the only money I spent was to gas up the car before going to work on Thursday.

    Gonna head back up the hill to the ski condo today for my "weekend". I just need to finish laundry and then I need to buy a few groceries this week. I did cash out a $25 gift card for the dreaded Walmart this week on Ibotta, so I will use that today. Hopefully that will cover most of what I need today. Now I just have to come up with a plan for 3 dinners and 2 lunches this week. I am out of eggs too and like to have a few of those around for breakfast options and baking.....
     
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  11. amber g

    amber g Well-Known Member

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    I was feeling great with some of my frugality, then we decided to do taxes last night. Not only am I not getting a refund, I usually get a small one, I actually owe and not a small amount :( Feeling frustrated, I will have to use some savings to pay the amount due and then work again to get my savings back up. I am grateful that I have the ability to pay it without worrying, that is why we have worked so hard to have money in savings, for situations like this. But, I am still completely bummed because I am working so hard to budget and save to reach my goals for this year. Venting over.........I will work to tackle this and then get back on track with my goals.


    So I had $374.XX in my house fund to make an extra payment toward my house. I went ahead and transferred that amount into savings. I should now have close to enough extra in my savings to cover the cost of the cow we are picking up this weekend. So now the concentration will be on the tax bill :(
     
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  12. KmmCo

    KmmCo Well-Known Member Trader Group

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    ~made a couple of small pizzas for lunch today. I used a flatbread mix and pizza sauce that I had in my pantry. The fridge yeilded onion, pepperoni, and not enough mozzarella. I made one pizza with the mozzerella and one with some cheddar jack cheese which we had in abundance. I added a bit of Parmesan to both pizzas. (That was leftover from last weeks chicken parmesan).

    ~Tomorrow I am doing a pork roast in the crockpot with a honey/garlic/soy sauce (internet recipe). I will do some carrots and a few fresh peas that I have already as a side. Maybe some rice too if I get the energy to do that. I got the pork roast out of the freezer to thaw already....

    Dinner tonight is chili dogs. I grabbed some beef franks at walmart - I already had buns leftover from something DH made for himself - they needed used up anyway....

    At walmart, I got quite a few odds and ends including lunch meat, cheese, and lots of eggo waffles. Spent $20+ after the gift card but was able to claim $6.50 at Ibotta. I just looked and noticed I got $3 in bonuses as well!:D I brought up a few waffles for breakfast tomorrow since I had left some syrup here....
     
  13. jastwins

    jastwins Well-Known Member Trader Group

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    Today was not the most frugal day, but I did not expect it to be. WE are up 2 more prom dresses and both girls are paying for them. I will give them each $50 towards their dresses. In Macy's they would only give you the sale price if you used your Macy's card and I got rid of mine years ago. Their interest is way too high. D3's size was not in stock so It was ordered and at least I got free shipping. One thing I would have done differently is to have paid by my debit card and not the way they did it. I brought cash and the woman said you had to use a card. When I questioned it, she told me she would try to use cash. What she did was buy a gc with the cash and use the gift card to pay for it. My only concern is if we have to return her dress, would I get store credit, a gc or cash? I hope it fits and we do not have to return it. D2 ordered hers online and got the best deal.

    D1 found a dress in Macy's she liked, but the price was high. She put it back and asked me to take her to DAvid's bridal, about 5 mins away by car. This worked out great, she found a beautiful dress for less than the cost of the Macy's dress, and shoes to match on clearance for $12.49.
    Before we got to the mall, I stopped at Tuesday Morning. I found a few items on clearance and a sign said additional 25% off all clearance. A woman taps me on the shoulder and asks me about the discount, telling me that the cashier did not tell her the right price. The cashier told her the system deducts the discount but the product she was buying had 2 labels. It seems that the cashier would not take off the additional 25%. My cashier did deduct it correctly and she helped the lady who inquired about the discount.
    This week, I will work at my bank job and hope to do some double dollar coupon shopping at a nearby King Kullen. I will bring lunch from home and buy a ferry ticket for the week tomorrow morning. My friend has Amazon prime and I asked her to order special insoles that are only available on Prime. She is a doll and I know she will order it for me. I have the money on the side to pay her.
     
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  14. KmmCo

    KmmCo Well-Known Member Trader Group

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    Ski day was good, but a bit too warm. It is supposed to cool off tomorrow and maybe snow a little bit over the next couple of days though. It was a no spending day as well. I was gonna buy my son a beer at happy hour, but he had already headed back to the condo so I skipped it too ....

    The crockpot pork that we had for dinner was only okay, so I am not keeping that recipe. The pork roast was actually too big for the small crockpot, so I cut a piece off and put it in the fridge. I will take it home and make something from it for dinner tomorrow night.

    ~ For lunch we had ham & cheese sandwiches and some Sunchips that I had brought from home.
     

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