Daily Frugal Challenge!

Discussion in 'Living The Frugal Life' started by MoneySavinDiva, Sep 26, 2012.

  1. Gardencook

    Gardencook Well-Known Member Trader Group

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    Actually, I was quite surprised that my husband spent that much on groceries without flinching or that he even had enough in his wallet to pay for it all. He was obviously planning ahead for that coffee. ;)

    He hates shopping and would prefer to drop me off at the grocery store while he makes a credit union run so I rarely make withdrawals.

    It saves time and effort, but he often doesn't realize how much things REALLY cost. He rarely hands me more than $100 and hopes that will last through all my shopping at various stores for as long as possible.

    Then if I'm broke and make him pay for the groceries when he comes to pick me up, he'll subtract that from the amount he was going to give me and I'll only get $60 or $80.

    If I know there is a good sale coming up and I'll probably spend more I've got to be sure and tell him.

    When he finds me in the store after his return, he'll look at virtually everything I've put in the shopping cart. Maybe he's just curious, but sometimes I can tell he wonders "What's she buying now?"

    He rarely suggests anything he wants -- except bananas -- and if I do find a really good markdown on something and decide to stock up, he gets nervous about the quantity.

    Overall, he isn't a pain like some husbands questioning everything a wife buys, however, and was a bachelor for enough years before we were married that he isn't a picky eater or too demanding. He's quite content living on toast with butter, so I honestly expected him to come home with a lot fewer mega sale items than I wanted NOT a lot more. :p

    If I recall correctly you go to Great Clips for hair cuts. Sure wish we still got coupons for that place around here. My husband used to be great about looking at the back of grocery store receipts for coupons when they had them there, but I don't think he's ever gotten one at the bottom of a hair cut receipt. He's sure thrilled when I find a coupon in some mailer coupons once or twice a year, however.
     
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  2. XUfan

    XUfan Member Of The Month May 2010 Trader Group

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    My husband isn't picky either. And I'm grateful! He's happy with canned soup and grilled cheese sandwiches...or leftovers...or frozen tortellini, etc. ... for dinner. My first husband was VERY picky! And he had some really odd ideas about food, which he got from his grandmother, who raised him. By the way...she's the only person on earth who knows how to cook. I was told for 20 years what a rotten cook I was. Oddly, I became a really good cook after the divorce! LOL!

    Yes, we do go to Great Clips. For a long time, the receipt would say, "bring this back in the next 6 weeks, and get $2 off your cut." We rolled those! LOL! Then they stopped doing that. The $6.99 cut receipt he got was the first one I've seen in a long time! Maybe it's the start of something new??? I can hope!

    In July (I think) and December, Great Clips sells gift cards in $9.99 increments...each good for one cut. So, I bought a GC that was good for 5 hair cuts with some money my sister gave me for Christmas. So, my next 5 cuts are paid for! And my short, thick hair has to be cut every 4 or 5 weeks!
     
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  3. XUfan

    XUfan Member Of The Month May 2010 Trader Group

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    I just took all of my Progresso soup out of the cabinet, and organized it, according to flavor and exp date. In the past few days, I've bought 32 cans at a total price of $10.56, combining the Kroger sale and $1/2 coupons. I already had 20 cans in the cabinet, so I'm set for a while!!
     
  4. Gardencook

    Gardencook Well-Known Member Trader Group

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    Doesn't it look and feel good when you get a project like that accomplished?

    Too bad it never lasts. Clearing an organizing a space usually just makes my husband think it is a great place to put unrelated things. :mad:
     
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  5. XUfan

    XUfan Member Of The Month May 2010 Trader Group

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    Oh, that space is full!! It's organized...but it's jam-packed! Also...my husband does not mess with the pantry! I've never said he couldn't. He just doesn't. He has no idea where anything is...and I think he likes it that way! LOL!! He knows where the snack cabinet is, but he'll ask if he needs anything else. Oh...and the soup is all mine!! I bought all meat-free soups, since I'm the one who eats most of it. He likes Campbell's bean & bacon, chicken noodle, and a couple of others. If that project gets messed up, it will be my fault!
     
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  6. Gardencook

    Gardencook Well-Known Member Trader Group

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    I used to LOVE Progresso lentil soup, but it was REALLY hard to find in this town at the time, so I eventually gave up.

    We need to eat up some of our canned soup supply, but it is so easy for me to make soup from scratch I rarely think about it for dinner.

    I bought a bunch of Chunky soup really cheap on sales. DH was supposed to eat it while I was away at my Mom's, but the pouches of Tasty Bite Madras Lentils and Campbell's pouches got hit pretty hard. I was surprised, because I expected the Chunky soups to be more up his alley. Mostly, I think he was just too lazy to go downstairs when the other stuff was upstairs. ;)
     
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  7. KmmCo

    KmmCo Well-Known Member Trader Group

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    I hit up the Kroger today for Coke 12 packs at 4/$10 and picked up a few things for my trip. I got some summer sausage ($3), salami ($2.99 after coupon), a nacho lunchables ($1 on sale), and a markdown ($1.79) hillshire small plate. That should keep me going with the cheese, crackers, and other snacks that I am packing from the house. :D

    I also got a party lasagna for when I come back on Friday night. That will give me sack lunch stuff for Sat and Sunday's work and feed the kiddo a few days too.... (I really wanted a family size, but the huge party one was on sale for the same price. I figured the extra leftovers wouldn't hurt to have around.)

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    I had to get up at 630 am to check in for my SW flight. I threw my laundry in and loaded up the dishwasher, then went back to bed. It was worth getting up because I got a good boarding position and will be able to snag a window seat. I like those window seats because I can lean my head on the wall and get a nice nap in on the way.:)

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    DH is home today because he is going to a Dr's appointment. I am glad that I have some food to cook that he will eat. I don't want to go out today because I will be eating breakfast and lunch out the next 4 days. Dinners will be the snacks I am taking and maybe some happy hour items at the bar.

    I might have DH drive me to the transit station in the morning instead of my getting my son up. I am sure neither one of them will be happy as I have to leave the house before 3 am tomorrow. I don't want to have to pay for airport parking though. Besides, that would have a vehicle stuck out there for 4 days that nobody else can use....

    I realized Sunday that I didn't even need my transit pass for work until the 7th, but at least I can use it to get to/from the airport this week.

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    Other than cooking, the rest of my day is free today just to relax and rest. I am 90 % packed, I just need to put a few more clothes in my bag today. When I get up in the morning I will pack my cold foods into my lunch cooler.... I even threw in my casino cards from the Strip, just in case I do get over there this trip. I really plan on staying in the downtown area mostly though since that is where my hotel is.
     
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  8. amber g

    amber g Well-Known Member

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    Today is the last day of my vacation!!!! :( Drew spent the night with a friend last night and hubby had to go back to work today. Last night the four of us watched a movie on the Kodi box. Today me and the girls got up and went shopping. We went to Target and Michaels. They still have a lot of Christmas money left over. I did buy Abby 3 new shirts and Avery a new sports bra for gymnastics. The items were buy one get one 50% off. Abby, my oldest, is very picky about clothes. I had ordered her a Nike sweatshirt she picked out online, she never wore it. I recently sold in on facebook and told her she could use that money toward some new items. I also bought a very small tote with a lid, hubby wants a place to throw receipts. Since I just organized the entire kitchen, I wanted to give him somewhere to do it. Spent $44 out of pocket. After shopping we went and picked Drew up. We ate lunch at home. I did a few chores, Avery is doing a craft she paid for, and the other kids are hanging out. Going to play some board games in a bit and help Avery study for her spelling bee. Making no peek chicken tonight, a recipe that hubby found. Seems pretty easy, you put it all together and bake for a few hours.
     
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  9. jamking75

    jamking75 Active Member

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    I have been a real slacker these past few months! The past few days I got back into catching up on this board and I forgot how much I enjoy reading everybody's posts (thanks!)! I have already made an effort to tighten the belt for 2017 (not that we are ever REALLY bad, we are, after-all, Dave Ramsey followers/graduates! Lol!) But, it doesn't seem I am able to transfer as much into our savings as I have in past years, so it's time to get back to basics!

    Now, down to business---since yest. was my b-day, I got some bonus Kelloggs points, a cookie from Panera, a free dinner from a local rest., $15 from JCPenney & a free Redbox. I did get other things, but I'd have to make a purchase to get them, a no-no. I am going to rotate the freezer & pantry tomorrow since the kids will be back in school. Baby steps.... :) Wishing everyone a Happy 2017!
     
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  10. KmmCo

    KmmCo Well-Known Member Trader Group

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    ~just realized that Ibotta had a .25 any soda rebate, so I got my receipt submitted from this morning. Every little bit counts!
     
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  11. jastwins

    jastwins Well-Known Member Trader Group

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    Today the girls and I went shopping for some clothes they need for an upcoming DECA competition. All 3 girls are officers in DECA (Distributive Education Clubs of America) and need to attend a competition at a community college wearing business attire. D2 and D3 did well in TJMaxx and D2 found items in AnnTaylor Loft at the Tanger outlets. As usual, I get nothing when the girls are shoppping since am the one holding the clothes and helping them look for deals. I was able to download the receipt to Find and Save and will get back 1% of what the girls spent in TJMaxx ($149). D1 found some deals on clearance at American eagle and Victoria Secrets. Finally, one of them gets it and uses the clearance rack as her first choice. I found D2 a great deal in Off Saks 5th ave and she did not like it. Oh well, someone else will get that deal.

    I made a quick stop in CVS and printed out my $9 ecr but forgot my detergent coupons and did not buy the Gain and Tide on sale. I did use my Crest $2 coupons on sale items and bought a few more things to get back $3.75 in ecr. Later in the week, I will use the ecr plus a $5 gc from SB I ordered on Jan. 1st and buy the detergent since I am on my last bottle.
    My sister wants me to go with her to Croatia and I need to get a passport ASAP. My girls are going too and my parents as well. Crankie does not like to fly so we will leave him home. He will miss a great time, but I want to go back while my parents are still living. I have not been there in 46 years. My last visit to Croatia was when I was 8 and I was also there when I was three. It is time for me to visit again.
     
  12. XUfan

    XUfan Member Of The Month May 2010 Trader Group

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    Today is a stay-at-home day for me. I don't need to drive anywhere, so I'll save the gas for another day.

    My granddaughters are coming to visit. The older one loves to eat leftovers from my fridge, and the younger one likes soup or spaghettios...so cheap meals!

    Tonight's dinner is from what's in stock...tilapia breaded with cornflake crumbs and baked, with rice and broccoli for sides.

    I entered two receipts this morning to my KFR account. Each one of them has 2 boxes of Special K. I haven't gotten the confirmation email yet, so I don't know how many points I got.

    I found 6 dimes in the washer after I washed Hubby's work clothes. It went into the .50/day (+found money) jar.

    Yesterday, I used $9 worth of coupons, so $4.50 went into the emergency fund box.
     
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  13. jastwins

    jastwins Well-Known Member Trader Group

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    Over the weekend, I received a settlement check for $15 and put it in my bank account. It never ceases to amaze me that when I find money in my pocket, someone needs it. This morning, I took out a pair of jeans and saw there was money in my pocket, ten dollars exactly. When I called Crankie to let him know about an email he received, he told me that he left the $$ for the gas company and I needed to add $10 to it. Easy come, easy go. Add this to my list of things to do.

    My sister asked me to get my passport renewed , but I may just have to get a new one since my old one is expired (since 2005) I will call the post office today to see what hours they have for me to bring in my application paperwork. If we book the flights early, she can save $200 per ticket. It turns out her son, DIL and granddaughter may come too. It should be a fun trip.

    After I make some phone calls, I will input some coke codes and kelloggs codes I found. Kelloggs is ending the code input program at the end of this month. I like the auto update of the store cards for the kelloggs products you buy, but I have no luck downloading receipts. I am not going to worry about it.
    Receipt hog has been slow updating receipts and totals to my account and I hope they catch up soon. In the future, I need to come up with a better system of adding my receipts to the phone app and keeping them in order. On Receipt pal, I earned another 300 points and am getting closer to my $3 amazon gc.
    Saving star is less than .50 cents from a $5 payout and I hope to remember to purchase something to put me over the $5 mark so I can move the $$ to my paypal account. Checkout 51 and Ibotta will take a while to reach their limits, so I will not count on that money anytime soon.
    Lunch for the whole house was from leftovers and I hope dinner will be the same. The deer will have a feast tonight since I am tossing out our leftovers from Christmas. I need the room in my refrigerator back. I will also check expiration dates and toss what is past its prime.
     
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  14. KmmCo

    KmmCo Well-Known Member Trader Group

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    Yesterday, I saw the deal on for a free bloomin' onion at Outback today. I had $6 left on a giftcard and decided to bring it along to eat there for lunch today..... I got a salad and the onion. Of course it was so much food that I had to get a t0 go box. I will have the rest of the salad for diner tonight! (Total out of pocket was only $13 even after a generous tip to the waitress.)

    I also stopped by a Smiths (Kroger) and picked up some breakfast items and a 2 liter soda ($7 spent for 3 days worth of breakfast stuff). The funny part is that I found a $1 in the parking lot blowing around that I snagged. It is windy here today!

    When I got to the hotel this afternoon - not only did I get to check in a couple of hours early - I also got a free "room upgrade" to the tower closer to the lobby/casino. I only wasted about $10 in the slots today and then spent the rest of the afternoon walking around outside (people watching and looking at the tshirt shops).... I decided to come back to the room and take a short nap. Now I am gonna go back downstairs and see the light show outside since it is dark. I missed happy hour because of my nap, but I might buy a beer or two anyway.
     
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  15. jastwins

    jastwins Well-Known Member Trader Group

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    Today, I am leaving work early to apply for my passport. By choosing the closest post office, I can be a walk-on passenger on the ferry and pay only $4 round trip. This saves me a full car fare and gas and will also be my free exercise for the day. It will not be frugal paying for the passport and photo, but when you consider there are not many things I can do on island, this was the cheapest way to get things done.

    SBKC emailed me back since I did not receive the code for my last prepaid card. This time I opted to have a gift card mailed to me and it is easier to use than the online virtual card which was a pain. My morning was free, so i made some copies I needed at work and will mail out later for one of the girl's financial aid packages. We probably will not get anything but the college is requesting the info. I would rather copy my tax return than scan it and download it over the internet. From SB I also printed out my $5 cvs gc and uploaded my $25 gc to Amazon.
    The girls took bagels and butter from home plus some snacks and drinks so they have something to eat while they are at their competition. I also brought lunch from home, and finished up the leftover sausage and peppers. Tomorrow is payday from the bank and I hope, with their new payroll system, that I get paid correctly and on time. There are 2 birthdays coming up, my Dad's and my older sister and we will celebrate their birthdays plus my twins' birthday at my sister's house this weekend. We will probably stay over for the weekend and do some shopping.
    Crankie's offer to fix my van turned out to be much more expensive than we anticipated. I listed our table and chairs that we do not use on a facebook page for our town and need to list some other items we do not need. Crankie received a gift with his new phone purchase and we will post that on FB as well as a dog crate we no longer need. The money is needed and it is stuff we will not be using. Let's just hope we find some buyers.
     
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  16. XUfan

    XUfan Member Of The Month May 2010 Trader Group

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    There's nothing "over the top" frugal to post today. I'm staying home all day, so saving gas. Breakfast was cereal, and lunch will be leftover veggie chili. So, those are cheap meals!

    When I was cleaning out my 2016 coupons last week, I found a coup0n for a free 6-pack of Ice Mountain Sparkling water at Kroger. I got it the other day, but didn't have any idea what I was going to do with it. I put one in the fridge last night, and opened it this morning. It's not bad. It's nothing I'd crave, but I'll drink it. Hey! It was free!

    Last Friday, my car started acting odd, so I parked it, and started driving Hubby's car. He looked at it last night, and saw that the serpentine belt had come off. It hadn't broken, and was still there, so he reattached it. Then he started the car to let it idle for a bit. When he moved it to drive it around the block (to make sure it was ok), he saw a big puddle of oil under it. Darn! I love that car! It's old (1998), but I like it! So, I'm back to driving his car. And wondering how we can afford to fix the one I want to drive!

    When you add the thumping sound the dryer is making...the sagging mattress that needs to be replaced...and several issues the house has...this is looking like a year of expenses!! And we're only 4 days into it! I'm trying very hard to stay positive.

    Right now...the song on the radio is "Walking Like Giants". I need to listen to the words and remember them.

    We're not giving up, when struggles come
    They're not big enough
    There's no stopping us, we're fearless inside
    We're walking like giants
     
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  17. amber g

    amber g Well-Known Member

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    Nothing really going on here today! A co-worker brought banana chocolate chip bread in today, so I had that for breakfast. Had my usual lunch from home as well. Tacos for dinner tonight. I did transfer $250 into savings to payback money we used for the heater, this is a transfer I put into my January budget, so down to $450 left to repay to savings. My house payment is going down $55, but my Direct TV went up $40. I know I can call them and threaten to leave to get my bill reduced, but hubby and I are thinking about cancelling all together and just using our Kodi box. I like it ok, but it takes forever sometimes to find things and sometimes the quality is poor and you have to search to find good quality. We have mainly used it just for movies. Just a few days into January and I have already found that I budgeted too much to cover the cost of the kids sports/extra activities. The girls are already taking gymnastics, and both will start indoor soccer. Drew will start hockey next week and wants to play baseball as well. All fees were due this month. Luckily I overshot the fees for soccer, plus we ended up finding Drew's hockey equipment on a buy/sell/trade on facebook and used some cash from our side fund to pay for it. So that leaves me a little extra money to move around in my budget.
     
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  18. KmmCo

    KmmCo Well-Known Member Trader Group

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    Today I went to Death Valley National Park and had a blast - free with my national park pass that I bought in Hawaii. Well maybe not really free because I had to put gas in the car! (I ended up topping off the tank at a rather expensive CA gas station at $3.73/gallon. Good thing that I only needed 4 gallons....)

    I am now cleaned up and am resting in the hotel room with the TV on.

    Breakfast was yogurt and a banana (and a bottled starbucks coffee drink - I needed it to get woke up today!)

    I ate picnic lunch and dinner: cheese, meat, crackers and my Hillshire small plate. Drank water that I got free from the hotel instead of sodas - just because I wanted to stay hydrated.

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    Last night I watched the street entertainment, got a beer, and played slots for a bit. I came out $12 ahead for the day at the casino.:) I think I will go back outside and see what is happening tonight, but I am gonna stay away from the liquor and drink more water....

    Tomorrow I will run to do a load of laundry so that I don't have to pack up the dusty stuff that I wore today into my relatively clean suitcase. I found a laundromat about 5 minutes away from the hotel. After that I will figure out what I want to do with myself for the rest of the day.
     
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  19. jamking75

    jamking75 Active Member

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    amber g --My DH's union just switched to a new insurer & they offer a $200/family reimbursement for different activities including gymnastics, sports fees, etc. Just thought I'd mention it since your kids are so involved in sports too! Maybe your insurance (if applicable) offers something similar....

    Yest. morning, I found .01 on ground & my walking buddy found .06! Got a Staples $5 rebate gc & cashed in $10.xx from Walmart savingscatcher---will get some needed things for the house at Wally World today. May cash-in some Shopkicks for a Wally World gc too--
     
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  20. joshmamabear

    joshmamabear Member Of The Month Nov. 2011 Trader Group

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    I received a settlement check for $15 and can't even remember what receipt I submitted for as proof but since they accepted it, I'll cash it. I lack .25 to cash out from CO51 so one produce should fix that...lol

    From CC sign ups, I received $300 from amex simply cash and $207.xx from Barclay$4ward. Will also redeem CBs from Discover soon as it posts. Will also collect my bank bonuses from last quarter's sign ups. Good start of the year in terms of $harvest.
     
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