With dismal interest rates these days, I prefer to keep (small) money saved under the mattress :giggle2:. Does anyone have experience with peer to peer lending? Did you get back your investment plus interest agreed? Care to share your good or bad experiences? Can you tell what site you used as investor? For borrowers with fair credit scores, P2P borrowing is an option if you can't get a loan from the bank. Interest rates are much lower than what big banks will charge you (that is IF they even lend you $$).