I would spend my points on something you need that you couldn't normally get with money. Like say you never have in your budget money to go out once in a while to eat then i would say get a gift card for a restaurant, so you could treat yourself to something nice. Maybe you just don't have in your budget money for new clothes that you want, then I would spend them on a clothes giftcard and if all else fails I would always get a giftcard for a store that you shop at alot because I for one can never have enough extra money for groceries lol. Hope that helps you and thanks for the chance at the RAOK. By the way I do mypoints but just started so I can't redeem for anything yet but that's what I would do.


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