I'm in although my stockpile is a little low!! We'll see how it goes!
Is anyone up for the NOVEMBER challenge to live off of your stockpile and spend as little out of pocket as you can?
These are the guidelines:
*** We are going to do a one month challenge by living off your stockpile – only buying the bare necessities each week.
*** Post your results here.
*** you can chime in with your family's "living off stockpile" issues/results/recipes/receipts.
Exceptions:
1. Rolling RR, Catalinas, ECBs, existing gift cards
2. Rebate funds or proceeds from selling your existing stockpile that come in during the month.
3. Finding Items for FREE!!!
Can you do it?
what is included:
All food, alcohol and cigarettes. groceries, pops at the convenient stores cravings, fast food stops, Sam's club, one time a year co-op purchases, etc.
HBA/toiletries/cleaning products. hopefully we can all get the coupons we need and match them to the sales and rewards that go along with toothpastes, shampoos, cleaning supplies, diapers/wipes/formula etc.
pet food/care. For the most part, this is included in folks' budgets.
entertainment. Unless you specifically set aside money for entertainment, I consider it out of pocket, and then should be included.
couponing expenses. newspapers, magazines, stamps, coupons, envelopes, stickers, paper, printer ink, etc., all should be included in your oop.
what is not included: regular bills/loan payments such as mortgages, car payments, car repairs, gasoline, utilities: heating/cooling, gas, electric, water, cable/direct tv, phone/wireless, internet. Medical expenses.
*****Generally speaking....I know many of you are continuously adding to your stockpile....give yourself that extra bit of cash every month to do so. Or for those of you who hit the drug stores hard & live in double Q areas...work it!
Q&A's:
Q. What about fresh fruit, veggies, milk, eggs and bread?
A. Yes, these items would count in your out of pocket expenses. Buy all your necessities each week to go with what you already have in your pantry/freezer.
This is all about cleaning out your stockpile.
Q. Can we roll ECBs, RR, and Catalinas?
A. Of course! Only the out of pocket expenses count as what you have spent for the week.
Q. What about gift money? Or Rebate checks that come in during the month?
A. Simply speaking, my goal is to not spend money out of pocket, which IMO does not include Gift money or rebate money.
Of course we all have "standard" expenses, such as mortgage/rent, car payments, insurance, utilities, medications, etc. All 'other' money's: including groceries, fast food, hba, household items, entertainment, et al, that would make up your out of pocket expenses.
Q. My state taxes food. Does tax count into our oop?
A. Yes. Tax is part of our oop (unfortunately, for some of us )
Q. Do perscriptions count?
A. GOSH NO!!! PLEASE don't forego ANY medications or those for your loved one's. No. Perscriptions/meds do not count towards your oop balance.
Simply add your name & your goal amount to the wiki to join in!
A potluck envie goes to a random drawn participant that doesn't go "purple".
..........can you stay w/in your goal???![]()
Last edited by to1drland; 12-02-2011 at 07:51:21 AM.
I miss my Catahoula!!!
Join me in The Living Off Your Stockpile & Grocery Budget Challenge
LOYSC- May- $188/200 WL- 2/40 lbs. Declutter- 42/2012
MY WISHLIST
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$105.85/$106.25
) .......... 
I did it!!! I had to add about $62 back in from bad bidders on eBay. Or I would have been lower.
/$400 for 2- Hubby and me (tryin to break hubby from fast food habit at work). 
I'm in although my stockpile is a little low!! We'll see how it goes!
Oh boy do I need to make up my mind......![]()
Mother of 4 just trying to make it day to day
I'm not sure what to do. With moving and such I'll be soo busy.
I had sanity once upon a time I promise. It was just so long agoooo that I can't remember it
.
EP - take a break.You will have enough going on that you don't need to worry with the challenge.
I think I am going to sit out for Nov as well. I am in stockpiling mode and I don't want anything that is going to make feel like I am being held back. With the holidays coming there is going to be a ton of stuff that I want to stock up on that I am out of.... like chocolate chips!![]()
Mother of 4 just trying to make it day to day
Yep M2M I think I'm going to have too. I'm so lost on where to put everything right now-lol!
I had sanity once upon a time I promise. It was just so long agoooo that I can't remember it
.
I'm in for $100. I'll add myself to the wiki later. Still can't do it from the iPad. If anyone knows the trick, please let me know!
Oooooh, I did it. Sorry to1, didn't mean to budge you, lol, but I had to add it to the top cuz I can't scroll through the wiki on my iPad...
I am definitely IN this month. I have already spent $70 for Nov. Went to the commissary for the first time in MONTHS. Got boneless skinless chicken breasts for $1.49 a lb!!!I'm sending dh back tomorrow for a couple more packs. Pork chops are on sale for $1.79 at a local store and apples for 69 cents a lb, so I am going to get some of those for canning/freezing. So I'm going to be spending most of my budget at the beginning of the month.
I'm really gonna have to get creative for the next 2 months to stay under budget for the year. I have under $300 left for the YEAR! And a house full of company coming for Thanksgiving weekend.
So my budget for Nov. is going to be $175.00. Now that I'm back into rebates, hopefully I will get a few in before the end of the year. Its definitely time to get serious about getting back into coupons and rebates now that my student teaching is almost over.
Oh and.....drumroll.............
My kitchen is done!!!![]()
Contentment is a choice.
Bloom where you are planted.
I'm in for $600 and hoping to spend no where that amount.
savings, glad to hear kitchen is finally done. Would love to see the finished kitchen!
Living off my stockpile May 2012-- --$32.39/$950.00 Longing for Spring