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THE OFFICIAL!!!! November 2010 Living Off Of Your Stockpile Challenge - tallying FINAL figures Is anyone up for an NOVEMBER challenge to live off of your stockpile and spend as little out of pocket as you can?
These are the guidelines:
*** We are going to do a one month challenge by living off your stockpile – only buying the bare necessities each week.
*** Post your results here.
*** I also will chime in with my family's "living off stockpile" issues/results/recipes/receipts.
Exceptions:
1. Rolling RR, Catalinas, ECBs, existing gift cards
2. rebate funds or proceeds from selling your existing stockpile that come in during the month.
3. Finding Items for FREE.
Can you do it?
I hate to create a list of what is included
since everyone budgets differently, but I will attempt again.
All food, alcohol and cigarettes are included. Groceries, pops at the convenient stores cravings, fast food stops, Sam's club, one time a year co-op purchases, etc.
HBA/toiletries/cleanning products are included. Hopefully we can all get the coupons we need and match them to the sales and rewards that go along with toothpastes, shampoos, cleaning supplies, diapers/wipes/formula etc.
pet food/care. For the most part, this is included in folks' budgets.
entertainment. Unless you specifically set aside money for entertainment, I consider it out of pocket, and then should be included.
couponing expenses. newspapers, magazines, stamps, coupons, envelopes, stickers, paper, printer ink, etc., all should be included in your oop.
what is not included: regular bills/loan payments such as mortgages, car payments, car repairs, gasoline, utilities: heating/cooling, gas, electric, water, cable/direct tv, phone/wireless, internet. Medical expenses.
Gray areas.
Clothing, I don't believe has ever been questioned. I think we just do without. No money, no clothes; or we catch a great deal at Goodwill
FAQ:
Q. What about fresh fruit, veggies, milk, eggs and bread?
A. Buy all your necessities each week to go with what you have in your pantry/freezer.
This is all about cleaning out your stockpile.
We don't want you to starve! Complete nutrition is a must, especially for small children. This is supposed to be fun, and hopefully we will all learn some valuable information about ourselves and our spending patterns.
Q. Can we roll ECBs, RR, and Catalinas?
A. Of course! Only the out of pocket expenses count as what you have spent for the week.
Q. What about gift money? Or Rebate checks that come in during the month?
A. Simply speaking, my goal is to not spend money out of pocket, which IMO does not include Gift money or rebate money.
Of course we all have "standard" expenses, such as mortgage/rent, car payments, insurance, utilities, medications, etc. All 'other' money's: including groceries, fast food, hba, household items, entertainment, et al, that would make up your out of pocket expenses.
What I do not expect is those involved to stay home all month, with the lights off, eating dry, cold cereal (although I enjoy cereal).
Just challenge yourself and those in your family to participate, and we will share our experiences and ideas here.
Q. My state taxes food. Does tax count into our oop?
A. Yes. Tax is part of our oop (unfortunately, for some of us)
Q. Do perscriptions count?
A. GOSH NO!!! PLEASE don't forego your medications or those for your loved one's.
No. Perscriptions/meds do not count towards your oop balance.
So???? Are you in?
Members currently involved in the challenge:
name --- Totals So Far through post 3243 --- Personal Goals
red denotes money spent, green denotes a profit
cody82414 $144.63 FREES, MoneyMakers or Necessities
TinaKlein $535.00 I will set my budget at 700 for a family of 5
jenrose $112.80 $200.00 as usual
everprincess $321.31 $350.00
cdarrow26 $111.22 $75.00 for the month.
cjpsmom $225.52 $175.00
Lucky1307 $307.00
saving-n-va $135.00 $250.00 for November
Spongebear $150.00 $200. for November
to1drland $209.51$75.00 again
cma2a17 $244.57 I will stick with $250.00
mommas2moody $800.59 $700.00
frugalstafar $785.00 I'm shooting BIG $850.00
Sculpture Widow $500.00 put me down for $350 because of the holidays
irishsaver $583.08 I would like to go get in again this month $450.00
actvmom $408.34 I'm in for $400 ($100 per week)
skw6559$481.57Put me down for $350.00.
couponfan $130.52 $150.00
pkchicken $335.61$100.00
MAL's_Momma $389.18 $250.00 family of 5
MoneySavin'Diva $195.83 $175.00
texxie $174.94$200 for the month
shopaddiction666 $80.98 $100.00 for the month
SouthernBelle5 $99.33 $80.00
strivingmom $115.00My oop goal is $100.00 for the month.
angel428 $951.88 I will say $1300.00
farmergirl $754.58 $900.00
justmama $225.85
Zwella_Ingrid $250.00 $200.00
grainne15 $277.32 $350 for my family of 4 people and 4 cats!
Who,me? $18.73 $80.00 per week
rosebud $222.97$1100.00
my4kids08 $0.00$900.00 family of 6---4 kids under 6 and also a doggy.
*******1 PLEASE LET ME KNOW IF I AM OFF ON YOUR TOTAL OOP *******
Re: November 2010 Living Off Of Your Stockpile Challenge - signup today May be a little scarce this month but put me down for $175 again please.
WISHLIST-HAVELIST
Rebuilding database q's...just ask for a specific q and I'll gladly look. Thank you.
Re: November 2010 Living Off Of Your Stockpile Challenge - signup today Hi, I would love to join this month!!
Budget is:
$300/mo for people- food/toiletries/cleaning supplies/meds/etc
$300/mo for animal feed (600lbs chicken feed makes up almost 2/3 of this)
$100/mo for animal other- flea drops, Angel's meds, etc
Total: $700
There is just DH and myself for the human part of the family but I have 4 dogs- Angel 12yr rotterman, Puck (almost 10 yr chi x), Thisbe/Dizzy (9 month old chi), and the newest member of the dog/kids is Oberron/Obie (5 wk old chi- he was supposed to be 8 wks but there is NO way and I'm not sending him back to a breeder that will just sell him to someone that DOESN'T have animal rehab experience). I have 3 cats- Jack, Arnold, and Lucy who are all 4 yrs old (siblings- yup I'm a sucker). I have 8 rabbits, 5 toulouse geese, 3 chinese red golden pheasants (skittles and his two ladies) and somewhere around 100 chickens (I'm afraid to do an actual count).
Canning season is almost done for the year so my schedule will be freeing up quite a bit and I can really get into couponing/stockpiling.
My budget for two people is a high but I'm trying to build a stockpile, run a rabbitry and start a hatchery on this budget. In actuality it's a really tight budget...... I promise to try really really hard to stay under $700 this month. I'm not starting till next week as I'm already over budget and tomorrows vet visit is really gonna blow it out of the water
Re: November 2010 Living Off Of Your Stockpile Challenge - signup today I'm going to try again to get back on the wagon. Please put me down for $200 please.
Re: November 2010 Living Off Of Your Stockpile Challenge - signup today Count me in again! I'll stick with $250 again.
Posting Permissions
Cassandra Marie 
2011 Savings Challenge $300/$1,000; 
2011 Decluttering Challenge 106/2,011; 
February Stockpile Challenge $198.36/$200
Originally Posted by saving-n-va 
Praying for a speedy recovery 