First off congrats!!!
I will jump in with you. Our finances stink but I NEED to save for our home owners insurance and Property taxes this year so we don't have to deal with it all at once again this year. I need to put away $100/month for that.
I also need to put $100/month away for getting my stepson down here. We haven't figured out yet whether it will be April or July, but either way I want to put away $100/month all year for that purpose only taking from it for his visits.
On top of that I want to put away $100/month for emergency's. I am so sick of not having an emergency fund. Its not like the emergency's don't come if you aren't prepared!
So that is $300/month. If I can stick to my new shopping budget it should be doable! I'm gonna need butt kicking too though
Plus I would like to stick away $3000 of our tax return and KEEP IT THERE

We will see how that goes.
So from Feb-Dec the goal is to save $6600 total minus my stepsons travel (probably $600) so I am going to set my goal total at $6000 by Dec 31st.
Do you think that's confusing enough lol.