Thanks for sharing - I am doing a similar resolution for 2009 - but I am not quite as far along as you are in thinking about it! Which is ridiculous given the date!!! ...but you have inspired me to get with it - thank you!
One thing I have done is tracked all my spending for the past couple months by saving all receipts and bills. I got a spreadsheet from another member and have been entering all my receipts so that I can create a budget. I figure I need to know what I REALLY spend in order to cut back. In order to stay within the budget I will tack all expenditures in 2009....it may kill me (as I really hate taking the time to do it - but I am going to force myself).
My goals will be to pay off debt - we got side ways when my DH was unemployed - and to create an emergency fund. I will be chekcing back to this thread with interest on the advice that others give you!