It is a good deal IF you make payments on time and keep your balance low. When you apply, you save 10% off your purchase that day. When you get the card in the mail, it gives you another 10% off your first purchase with your card. Then, you accumulate rewards points (your rewards points start the day you get the card) $1=1 rewards point except when they have "Double Points Days" in which case $1=2 rewards points. Once you accumulate 200 rewards points, you get a sticker to put on your card that is good for 10% off EVERY purchase until the following Jan. 31. If you shop TCP enough to spend $200 (or $100 in double points days), it's a great deal. Cardholders also get special coupons in the mail. You can use the 10% off online purchases as well. There isn't an annual fee & if you pay it off, there's no interest...I think it's a great deal...plus, you can use the card (getting rewards points) then without even leaving the register, pay off the balance. Hope this helps!


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