Did you know that you can purchase discounted gift cards for Kroger and a ton of other stores online? Combine that with a coupon and watch your savings soar. I stumbled across this article one day - click HERE - in Oprah Winfrey's O magazine and have been hooked on buying discounted GCs ever since.

Personally, I prefer plasticjungle.com (the site mentioned in the article above), but have used cardpool.com as a backup. There are many other online sites offering discounted GCs, just be sure they are reputable before making a purchase.

eBay has a plethora of listings for GCs too, but I prefer the convenience of PJ and CP. Plus, PJ and CP verify the balances and offer a guarantee without me having to sort through tons of different sellers' feedback scores.