$1,100.00 SOL Thanks to Paypal - Page 2

server18 · 11-18-2009, 05:44:52 PM

Yes, but if you take it out of PP then they can take it out of your checking account can't they? You have to list a checking account to open a PP account.

Originally Posted by momabrown3

Never leave large amounts of money in a paypal acount.Rule #1 if paypal puts it in there they can take it out.Thats why you take it out as :whatsfree4me said. I never leave over 10.00 in my pp account.

tracy · 11-18-2009, 05:50:51 PM

PayPal requires all of the following requirements be met to qualify for seller coverage when a payment is reported as unauthorized:

•Ship the item to the shipping address on the “Transaction Details” page.
•Respond to PayPal’s requests for documentation and other information in a timely manner.
•The item must be a physical, tangible good that can be shipped.
•Your primary residence, as listed in your PayPal Account, must be in the United States.
•The payment must be marked “eligible” for seller protection on the Transaction Details Page.
•You must have a Proof of Shipment or a Proof of Delivery.

From what you have said, the second, third, and fifth items were met. So we're left with the first and fourth as questions. The fourth is almost certainly met since I see you live in the U.S. So the final question is: did your DH ship to the address on the PayPal transaction page? If so, he should be covered, and you should call PayPal and ask why they are not covering you given you met the requirements set forth in the user agreement. If you shipped elsewhere, then unfortunately it is tough luck and PayPal will not reimburse you.

tracy · 11-18-2009, 05:52:51 PM

Originally Posted by server18

Yes, but if you take it out of PP then they can take it out of your checking account can't they? You have to list a checking account to open a PP account.

Nope, PayPal cannot just debit your checking account. You have to authorize the payment. Assuming you dont have automatic payments set up, as long as you dont try to make a payment to someone else and end up with a piggybacked payment to PayPal, they cant get money from you. They can and will send your account to collections however.

tmsmalley · 11-19-2009, 08:28:45 AM

I understand all the anger towards Paypal, but it is your choice to offer Paypal to your customers. If you didn't want to deal with them, you could tell customers that you only take cashier's checks or you could set up your own cc accounts. Of course only taking cashier's checks would severely diminish your customer base and setting up your own cc accounts is a hassle and an expense, but those are the trade offs.

Tess

ky9 · 11-19-2009, 09:57:50 AM

I will never ever sell on ebay to anyone outside of the US & Canada. There is way too much fraud going on overseas.

I am so sorry about this. I hope you get your money back!

Cynthiabutterfly · 11-19-2009, 09:58:53 AM

Originally Posted by tmsmalley

I understand all the anger towards Paypal, but it is your choice to offer Paypal to your customers. If you didn't want to deal with them, you could tell customers that you only take cashier's checks or you could set up your own cc accounts. Of course only taking cashier's checks would severely diminish your customer base and setting up your own cc accounts is a hassle and an expense, but those are the trade offs.

Tess

Actually, it's not. Ebay requires that you accept Paypal on your auctions.

manders13 · 11-19-2009, 10:07:27 AM

Originally Posted by tracy

Nope, PayPal cannot just debit your checking account. You have to authorize the payment. Assuming you dont have automatic payments set up, as long as you dont try to make a payment to someone else and end up with a piggybacked payment to PayPal, they cant get money from you. They can and will send your account to collections however.

I had a problem when i sold on ebay,

I sold a cell phone and it was perfectly working when it left my house, buyer claimed it was in pieces when it arrived. (how a cell phone ends up in pieces is beyond me) but anyways, they put a "hold" on my paypal account. I couldnt pull any money out (which i had 0 in there) but any money that went in, was froze.

They couldn't touch my bank account though.

Since i had postal insurance on it, the buyer had to deal with that.

that was my last time sellin on ebay. to much crap going on now a days

manders13 · 11-19-2009, 10:08:28 AM

Originally Posted by Cynthiabutterfly

Actually, it's not. Ebay requires that you accept Paypal on your auctions.

you can't send any type of payment any more except PP right?

I thought i got a notice about that but i am not 100% if i remember it correctly

whatsfree4me · 11-19-2009, 10:26:48 AM

Originally Posted by manders13

you can't send any type of payment any more except PP right?

I thought i got a notice about that but i am not 100% if i remember it correctly

I haven't sold anything for a while now and always pay by paypal but I think you can still accept other forms of payments but you MUST take Paypal as well. I don't think you are covered with a moneyorder or check though.

Dengineer · 11-19-2009, 02:08:00 PM

Originally Posted by whatsfree4me

I haven't sold anything for a while now and always pay by paypal but I think you can still accept other forms of payments but you MUST take Paypal as well. I don't think you are covered with a moneyorder or check though.

Things have changed and unless I am terribly misinformed you can ONLY accept Paypal now.