Have you gone "paperless" on receiving your bills?

[Pennstater]

I pay every bill onine that is possible with a cc(to get points - then we pay it off end of month) or with a direct checking account transfer.

Everytime I pay, these websites (mortgage, bank, cell phone, dsl) keep asking me if I want to go paperless.

I would really like to, but I'm too nervous. What if our power goes out, I don't get the email, computer glitch, etc,etc.

So, just curious, do you still get your bills the old fashioned way, thru the US Mail, or email?

[foggierbard9]

We do everything paperless that we possibly can. We have 2 bills that aren't paperless because there isn't an option. We have been paperless on all these bills for almost 2 years now and I love it.

[VivaciousJewelz]

I'm paperless on all my bills- car payment, car insurance, cell phone... It's great. Yes, the power can go out, but mail can get lost. Plus, if you have a general idea of when your bills are due (or keep track in a calendar), or even write down the addresses of where to mail bills "just in case," then you'll have all your bases covered.

[motherofmolly]

my credit card is paperless. i pay it online. i like that they send me an email telling me it is ready 2 weeks before it is due. i then schedule my payment (i pay it off each month it isnt much) for the due date. i then schedule it and forget til my next email.

i havent sat down to figure out the other ones. electric, water, cable and cell phone. my house is automatic and i pay the insurance ever 6mths.

[Lori63]

I get most of my bills in the mail, but pay all but one online because it's not offered. I like having the paper bill lying around to nag me to pay it, then I file it away in a draw witht he date paid written on it.

[melodyjg]

I don't do paperless..... With writing a check I know it gets paid and I also have proof that I paid it. But on the other hand we have very little bills so it isn't any big thing. No mortgage, one cc, only household bills.

[Abbybob]

Most of my debt can't go paperless, but we've signed up for autopay on:
Car payment
Gas and Electric
Insurance (but they only send us a statement when the amount that is being withdrawn changes, so we get it 2-4 times/year)

We don't have any credit card debt (WOO HOO!!), and the other bills either don't offer paperless or I am trying to figure how (Ahem.. AT&T!!)

[abond0017]

all of our bills are paperless now and I' happy with it. we move a lot (military) and so its easier and I dont have to worry if I dont get the change of address done in time.

[joshmamabear]

It has made clutter a lot manageable since I went paperless for almost ALL my bills. I chose direct debit from a CA to make sure I don't miss a payment. My utility payments are tied up to an account just for bills. I just put a buffer amount to cover for some unexpected increase in some bills. Going paperless and autopay has saved me a lot on stamps and I don't have to worry about my bills going to the wrong address.

I still make sure to monitor my accounts so I know what I'm getting charged each month.

[amylynne01]

I am 100% paperless. I hate the paper lying around. I use Quicken to keep track of our finances, and in there, you can create a list of every bill and when it's due. So every Monday and Thursday, I update by downloading transactions from my banks. On Thursdays (pay day for us), I pay bills. If I did not use Quicken or some other program, I would most definitely forget about something. If I get a random bill that we get only once a year (excise tax, water, renewal for DH's work credentials, etc), I enter it as a bill that's due so I don't forget.

The likelihood of the internet going out everywhere is very low, so I know I can go to work or someone else's house to pay my bills if needed. I also save on stamps and time writing out checks and envelopes.