I agree with the above posters, especially the point about the kids being able to appreciate it more in a few years. Waiting two years seems like a long time, but in kid years that can make a big difference. My grandparents paid for a Disneyland vacation for me and my cousins when we were about 1, 2, and 5 years old, and none of us can remember any of it to this day.
I also agree with the point to be very diplomatic about it, if you do decide not to go. Thank them for offering such a generous gift, but let them know that you have too many things on your plate at this time. And be strong when they come back with stories to share about their trip. It may be difficult to listen to, but you can do it.


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), I would also wait because of the financial situation and the young age of your children. Especially if you will be able to go in three years. I just went on a Carnival cruise with family and my DS is 11 - he loved it and was the perfect age. Wait until you children are old enough to remember the trip.
