Oh bless your heart you have NIPSCO! Grew up in that area and my folks still have it. Pretty much the reason all the factories left in that area back in the late 70's and early 80's. I'll have to see if my folks know about that natural gas thing, their winter bills are outrageous. Thanks for posting that!
A few things we found that were drawing power in our home in Fla. The a/c unit lines were clogging so the a/c wasn't running to full potential. Got it serviced and it ran much better. Keeping curtains drawn on the sunny side of the house will help keep it cooler. (open them in winter for heat). Fridge in garage...huge draw in the hot Fla weather. Seals around the doors were not tight enough, even the inside door that leads to the garage needs to be checked. Computers, printers etc put on power strip and turn entire strip off at night. I have also heard that it is cheaper to run several fans instead of the a/c (or you can keep it warmer atleast). Using a crockpot instead of the oven. The new low energy light bulbs - check Home Depot, we got 4 for under $3 a few months ago...hmmm...thats all I can think of off the top of my head.


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