Maybe it's too late for this, but have you guys tried to go to marriage counseling at all? I would think that there is some degree of hope if you guys are still sleeping in the same bed. Most couples that actually have filed for divorce would never be able to do this, there would be too much anamosity. (sp?)
Please, please don't take this as any type of lecture, but think of how much better this would be for the kids and for your finances if you two were able to work it out. Maybe a marriage counselor and a financial counselor even, since if I remember from a previous post you said your finances are a mess.
Just a thought!
