frogfairy4's Personal Debt Cutters Thread

[frogfairy4]

Debt Cutters

How much debt do you need to reduce?

$43,561.53

How did you get in debt?

Jobless, going through divorce, 4 kids, beeen on wc for last 7 months

You've accrued debt. What are the main factors that keep you from reducing it now?

Don't have enough income

Have you created a budget?

working on it but at a loss, im new to this

List your top 5 budget busters?

kids, gas,coffees at dd

What is your plan to get out of debt?

i havent come up with one yet

List your debt with balance, monthly payment, and interest rates.

i havent payed any so ill have to check

How much will you try to reduce your debt by this year?

i dont make much income wise if i could cut it down $5,000.00 id be happy

What kind of support do you need from fellow Debt Cutters to help keep you on track?

insight, motivation.

[kbullsexy07]

Welcome to the thread!!! Anything you pay down is accomplishment! Make a plan, commit to it and update us!

[Spanelli8706]

Welcome!!

[My3sons]

Try debtinfocus.org for help with creating a budget. You input your income, debt and living expenses and it will create a budget with recommended amounts for each category. Its anonymous, you don't even have to put in your name or email.

[My3sons]

Here's the link: https://www.debtinfocus.org/Welcome.aspx