IMO, eating out for lunch is considered to be personal entertainment money(allowance), not grocery budget.
We budget about $100-$150 weekly for groceries, that includes 3 packed lunches every weekday.
Entertainment is $30 a week for our family of 5, this would be eating out as a family(3 young kids)
Personal allowance is $20 a week - me and hubby. If he wants to buy lunch or tobacco it comes out of this budget.
Oops, I gave the wrong percentages above, so I just changed it to a dollar amount.


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