Join Hotcouponworld Debt Cutters - Get started reducing debt now!

[MamaBird06]

awesome! thanks HCW, I love this idea!

[DebK1013]

Just wanted to say good luck to everyone in this challenge. You can do it. Little by little and once you start seeing results, even little ones, you will have great pride.

One thought to help....don't carry your credit cards with you. Leave them home. Less temptation to whip them out and pay for something. I know this has helped me. I carry them when doing a house project and the minute its done back away they go and I start paying them off. I give myself 6 months to a year...depending on the amount. And, I dont start another project until that one is paid off. Keeps me in check.

[angeleyeza]

I have a little debt left from last year It was at $5000.00 with paying off my car in the beginning of Jan of last year that knocked off a huge chunk.
I have this left in debts:

BEFORE: $698 After: $75.00 for Er Visit
BEFORE $250 AFTER: $200 for the Electric Bill
$308 for Heating Oil
BEFORE $300 AFTER: $125 for Water Bill
$1500 between 2 loans from 401K (used to put a down payment on our new house)
have $500 left on one and about $1000 left on the other been paying $20- $25 weekly from paycheck each wk.

side note: May have to borrow from 401k again to get oil in the house :() more debt! sigh... we are almost out of oil and with 5 kids it is a neccessity. we have been putting Kerosene in the heater and using the pellet stove but neither are cheap either.

[hotcouponmama]

I have a little debt left from last year It was at $5000.00 with paying off my car in the beginning of Jan of last year that knocked off a huge chunk.
I have this left in debts:

BEFORE: $698 After: $75.00 for Er Visit
BEFORE $250 AFTER: $200 for the Electric Bill
$308 for Heating Oil
BEFORE $300 AFTER: $125 for Water Bill
$1500 between 2 loans from 401K (used to put a down payment on our new house)
have $500 left on one and about $1000 left on the other been paying $20- $25 weekly from paycheck each wk.

side note: May have to borrow from 401k again to get oil in the house :() more debt! sigh... we are almost out of oil and with 5 kids it is a neccessity. we have been putting Kerosene in the heater and using the pellet stove but neither are cheap either.

If you haven't yet, I would take this info and start your own personal thread to launch it in. Hopefully with $5K in debt, you can crank on it and get it gone this year!

[irish_molly]

I NEED this badly. We have some old debt from a few years ago that I'd like to be free of, once and for all. I know it's hurting my credit score, and ultimately costing me money that could go for more important things. DH is trying to find a new job, and I'm trying to find one with much better benefits. The economy hasn't been kind to our area, so it's a bit of a challenge. I have a fresh credit report to work with, so hopefully with that knowledge, and the tools and advice I've seen here on HCW, I can finally overcome the "debt beast." Your stories inspire me, and I know I can do it too. My only regret is that I wish I would have gotten the ball rolling years ago, but it's never too late!

[kval07]

^

[nmeadows0101]

wow, this is neat.
I just saw this, yes I know I have been out of the loop for a little while.
I started stockpiling a few wks. back. I am getting back on track slowly.
Thanks everyone:)

[couponsmakecents]

Just signed up. Needed to do this a long time ago and did not but now is the time.

[cody82414]

BUMP!!

[kbullsexy07]

We need more debt fighters! I know more people than are in debt! This thread helps me stay accountable!