Credit cards: how many do you have???

[cutenirish]

I'd do a poll but don't know how :(

We are down to 4 with balances from 7/8 - the lowes card does not really count its 205 dollars 0% and that will be Paid if full in Sept.

So three with about 8500 on them in total-- to be paid off around Jan 2008 (should be Jan 07 but i lost my job as of July 1st).

I noticed Dagg merged with F.c and I DO NOT like the set up ONE bit its to hard to navigate!!!!!! SO i'll try to recreate some threads i'd started over there for here!

[MrsPinecone]

None.

Do create a poll:
When you are in the "Create new thread" box, scroll down below the box.. one of the options is CREATE POLL.

[kurlisola]

I guess we have about 8-10 including Sears & JC Penneys & Home Depot & Lowes. Only 2 visa's are actively used (one for real life purchases & one for internet purchases). We pay them in full every month. We do carry a balance on the Sears & the home improvement stores; but, they are no interest, no payments for a specific period of time & when they come due, we'll pay them in full.

[luvmy3boys]

We have an amex, mc and discover. They are always paid in full - usually only use the discover - main reason for the cash back on gas. The amex and the mc are also rewards cards so I use them when there are bonus points for certain buys.

[queenofthehivemomof5]

0

[Hina]

I have two major credit cards that I use for everything and anything solely due to the perks I get for using 'em. I also pay my balnce full for every billing cycle.

I use dicover for the 5% cash back on gasoline purchase and Citi card diamond rewards for 5% rewards back on grocery/drug store purchase(I redeemed mine for Shell/Exxon gift cards).
Anything else ( including monthly bills such as Vonage/ dish network /T-mobile/ Comcast goes on Discover for 1% cash back.
The only departmenta credit ard I use is Kohl's (a) because it is my favourite store ( I hate malls) (b) Frequenty when you use their charge card you get 15 % on top of regulat, sale and claranc price.

[mama22qts]

6 or 7, I think. There are some that, while we are jointly on them, I never use. Home Depot comes to mind. We only use one card though routinely...and pay it off at the end of the month. It earns us 5% cash back on gas and groceries.

[Tiffany]

We have a lot, but we only 2 of them carry a balance.

[frugaljenn]

lets see, mc, lowes, sears i think thats it

then my dh has two thru his business


oh wait just remembered he opened an amazon one too

[berlinsmommy]

Chase Amazon...for Amazon Purchases (me only)
Chase Circuit City...for CC Purchases (DH only)
Citi Upromise Card...for Upromise Stuff, I need to get rid of it (me only) I did have a zero percent BT on it with money in savings, but I paid it in full w/ the savings in June before the BT offer expired.
Citi Diamond Rewards...for EVERYTHING, esp 5% gas/groceries (joint)
Kohl's...for special store promos (DH only)
Eddie Bauer...for special store promos (me only) I should get rid of it, I rarely use it.
2 Different Joint Discover Cards, since DH and I each had one when we met and these are our oldest cards, so we didn't cancel them (a long, good credit history helps your credit score), we use them for occasional purchases with special Discover Promos (like $10 off $25 Lowe's with Discover).

All have zero balances except Citi Diamond, which we use and pay off each month, it probably has about $200 or so on it right now. On all the others, we use them for whatever the promo is, and pay them off immediately.