I am happy to say that in the 4 months that I stated the above, we have paid OFF 3 cards already!!!
Mind you, the 3 only totaled about 2K, but I am THRILLED to now see less bills to pay each month, and am hoping that "the snowball" will start rolling along now!
Also note, DH is retired, and I do not work outside the home, so extra money just doesn't really happen much, so it was much harder than you really know to pay these off.