Credit cards: how many do you have???

[434Teresa]

none never have never will....

[ElisabethD]

My husband and I bought our first house in October before we got married in Jan. so we got the $7,500 tax rebate (interest free loan for 15 years) so we did have I think 5 CC's but we just paid them ALL off with that money which granted does have to be paid back but interest free and after 15 years!!!!! Yea!!!!! So now we're down to 1. Woo hoo!!!

[mrsv865]

My husband and I took Dave Ramsey's FPU and got rid of all our credit cards sans 1 which should be paid off in the next 3 months. It's a great feeling!!

[couponwitch]

0...... use to have them... but paid them off a few years ago and closed the accounts... much happier ...

[cantstopshopping]

Way too many.....I won't even comment on "how many" after reading so many with only 1-3, or zero, or no balances, etc!!! :sad:

We had a rough few years, but are now back on track and have made a little progress this past year (finally!). Now I'm headstrong on paying every dollar that I can on these to get them paid off.

[OsweetchildrenO]

I have 2 and DH has 3 or 4. All were prior to getting married last year.
My debt accumulated from our wedding and losing my job(some from having to buy "professional" clothes).
DH debt accumulated partly from our wedding, spending more than he was making(for a year) and we paid off his motorcycle with his AMEX to take advantage of the lower interest rate.

All in all, my debt is about 7k and his is 18k+.
I think actually i've got mine down to about 6 or so. I pay mine as much as I can since my hours are cut back at work its kind of hard. DH got a good hard lecture for his spending habits.

Credit Cards are the worst for procrastinators!! DH being one of them - "if I can't see it..it's not there". I knew what I was doing - and always kept that in mind. But now that DH and I are on the same page...things have a plan. Glad we got to this sooner rather than later.

ALSO I have cut our grocery bill down a third since couponing. If I get any issues from pesky cashiers...I just think..."this gets me closer to my dream house".

[wealthybarney]

None.

[ca2003]

I have 3 standard cc's (visa/master cards) but I only use and carry one, my SR reward CC. I also have a Kohls cc and I think I have an Old Navy cc (I haven't used the Old Navy one in over a year and half I think). Currently I am carrying a balance on my SR rewards cc of around $600.

My bf has 2 ccs (visa and master card) and the balances on his cards is about $2K.

I am looking back on this now and I am happy to say my cc is completely paid off and my b/f owes about 900 on his (his would be paid off but he insisted on buying me a mac book pro for my college graduation/new job present )

[joshmamabear]

Two - both Discover More and Discover Open Road.

no balance each month, automatic payment schedule via MMA so I don't miss a payment. have not paid interests nor fees for years now.

Discover categorizes my expenses so I can see at a glance where I spend my money. Cash back is an added welcome bonus.

[CW&M Mom]

We have 2 that have $$ on them. One at a very low interest and one we try to keep down to a minimum.

I would be very nervous having no fico score. When DH lost his job...the prospecitive employers would look up his score....so we made sure our credit never got hurt during the lay off.