I always add any extra money from my budget to my store GCs. Those, I keep for the really good deals that come along on a regular basis. For instance, Mega Deals at Kroger, or regular RR promos at WAG, or Super Doubles at various stores. These also come in handy during leaner times (not very often, but it's nice to have a cushion, just in case).
That said, I'm not real big on having a strict budget. Since I've started couponing and stockpiling, I don't really have to shop much, other than a few food items.
I allow myself a certain amount each week to spend on "whatever" and usually at the end of the week, the balance goes onto the gift cards at my next visit. So, technically I've spent the money, but I also get to spend it again.![]()
I do use a debit card occasionally. Never use credit cards and I rarely carry cash more than $20.


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Always looking for NBPR/NWPR MIR valid in VA/MD
mushrooms. It makes it so much easier to kill them.
