July 2009 - suesaving

[queenofthehivemomof5]

We are pleased to announce our moderator of the month for July is suesaving! Sue is one of the moderators for Trader In Training as well as one of our Bad Trader mods and she is doing an amazing job in there!

Here is a little bit of info about Sue

Name: Sue

Age: The big 30!

Home State: NC

Marital Status: Married

Kids: None for now (unless you count my husband)!

Pets: 2 of the best beagles ever

Little Known Factoid: I hate the color pink with a passion and refuse to own anything pink at all. The one exception: a stuffed bunny rabbit my mom bought me for Easter when I was 6 years old.

Favorite Money Saving Tip: Stockpile. Don't go nuts. You CAN go overboard.

But if you learn to stockpile a reasonable supply of everything from rice to tampons, there's no reason to pay full price for 85 percent of the things in your home... EVER.

Budget: I'm pretty meticulous... I keep a big spreadsheet that shows each pay check, which bills will be paid, how much will be paid, the new balance, how much will be saved, etc.

I also keep a separate "sheet" within that spreadsheet with a running total of each of our bills/accounts for the year. It shows each paycheck and the new balance for each account where we make a payment/deposit.

That way we can plan ahead and I can know where I will be at the end of the year, in two months, etc. Of course, it changes as things come up. But knowledge is power, and that's especially true of budgeting. And, if you're good with Excel, you can do fancy stuff like make all the cells link so that they automatically update when you change something.

Stores I shop: Harris Teeter, Target, Lowes Foods, Food Lion, Wal-Mart, Kroger... you name it, I shop there! LOL...

Coupon Organization Method: Binder binder binder. And a box for my trading coupons, divided by insert date

Best Advice to Newbies: Well sign up for the Trader in Training group, of course!!! Here's why you should start trading: Because coupons vary by region (ie, different areas can get different coupons), you really maximize your savings by knowing what's out there and seeing if someone here has it to trade. I rarely miss out on a coupon or a rebate I want... there's always someone willing to trade!!! And you might just make some really good friends while you are at it!

Sue is right on about trading for the different values, it is the whole premise that started the coupon database many moons ago. I wanted to know what the different values where so that I could trade for them!

And even though she hates pink...we still love her and she makes a great addition to our great mod team!

[cheynesnana]

[anaj06]

Congratulations Sue!

[mom2lucas]

congrats!

[Doreen]

Yah! Congrats :)

[dwshrty77roc]

[kval07]

Congrats Sue!!

(She is one of the best traders on here!!)

[tacatcon]

Sue is not only a great TNT mod and a super help to our new traders she has been rocking it with helping get trade issues mediated! She's also an awesome trader and a great person!

[bugweena]

SUE--


congratulations

[sands]

To my friend from tnt.... you ARE awesome, thanks for all your help when i have needed it... s and s