Hi, thickbluebug here.
In this blog we will chart our journey of the deals we are chasing and the rebates we are hunting.
Tossing in some daily thoughts and tips.
Of course there will be drama too. We are couponers and someone is always trying to pee in the cornflakes - so drama is a given. Deal jealous fools trying to spoil the fun.
In this blog we will chart our journey of the deals we are chasing and the rebates we are hunting.
Tossing in some daily thoughts and tips.
Of course there will be drama too. We are couponers and someone is always trying to pee in the cornflakes - so drama is a given. Deal jealous fools trying to spoil the fun.
November Stockpile Challenge and Spending.
So I am participating in the November stockpile challenge. Same reason as always, I want to rotate my stock.
This time I am broke and tired. Tired of having stockpile coming out of my ears and having to move something to find something else. LOL, Broke because I am buying way too much "stuff" using the 10%.
Time to add a few rules for myself.
I am going to try limiting my retail amount I buy. The below 10% normally takes care of itself between my buying with competitor coupons, store dollar off coupons, incoming mirs, stockpile trades and yardsales.
For a spending limit, I think my retail cap should be $1000. Which is about 1/3 to 1/4 of my normal retail buying.
That should be pretty hard for me since I use so much in coupons and there will be bunches of sales for November.
The other thing is to limit my outside of the home eating. I will limit myself to 4 times. Yeah, I can do that.
Time to put the nuts, bars and some fruit and water back in the car for "incase" my blood sugar drops. No excuse to hit a drive through or convenience store. Well I can still look for q's - just not buy anything. 
The stockpiling cap for my retail will include everything except
milk, bread, produce, and soda. Which is truly all I should be buying.
Those necessities will fall in a budget of $100 for 3 people and 2 pets. Generous, but we eat a lot of fresh produce and out of season produce.
The reason I am still buying stockpile and choosing to set a cap on spending instead of a STOP on spending - I have 10 relatives I supply with my freebies after q's.
So after I re-thought about me quitting the stockpiling efforts - it's really not fair to them for me to just quit - especially at this time of year.
The $1000 limit is a big deal because I bought 750 in retail just yesterday (sunday). Yep zero oop since I got it for than $50.
I figure a limit of buying $1000 retail for stockpile purchases is the bare bones for us. This is turkey, seafood, salty snacks and other holiday items stockpiling season. This is the time of year when I get most of our baking and pantry supplies.
Trying to abstain from these sales will be hard, really hard.
Here are my other budgets/restrictions:
Eat out 4 times for the month. Yes, big deal!
I normally have 3 or 4 holiday parties for the remainder of the year. Not sure which ones I will get this year. LOL, so I budgeted accordingly below.
I expect to have incoming money to offset these expenses.
DS birthday: gc's since I normally have mirs for these.
A birthday party $55
cake 25
ice cream 10
sodas 10
chips and dip 10
Thanksgiving dinner $140 for 30ish people
my side and/or spouses side (xmas or thanksgiving )
Thanksgiving dinner
$75 honey baked ham
3 sides
greenbeans with ham $5, potatoes $5, mac n cheese $8 and or stuffing/dressing...stockpile
2 desserts banana pudding $6, jello no bake cookie n cream double batch $6
paper supplies...cups $5 plates$16 napkins$3 4 sister schubert rolls and 2 reg packages of cheapie flake rolls $12, tea/sodas $5
Black FridayBlack friday:
I am limiting to $25 a person (for appearance but, will spend less) and $100 on ds's xmas gift items. Many of these will be gift card items for mir's.
I provided a dirty santa party for the inlaw side of the family last year. It was a tremendous hit and I am doing it again this year. Most of these gifts have already been purchased and scavenged from the stock pile. I still need a few kiddie gifts, flashlights, sears tool type gifts.
So I will still keep up with every penny, even my black friday sales and holiday parties, cap my spending, stay below 10% oop, and have a budget for essential items of $100.00
Budget:
$100 essential/grocery/hh_____________
$1000 retail totals (excluding above) __________________________________
black friday _______________________
actual spending _____________________
yardsale __________________________
mirs _____________________________
stockpile trades ____________________
eating out limited to 4 times __________________________________
This time I am broke and tired. Tired of having stockpile coming out of my ears and having to move something to find something else. LOL, Broke because I am buying way too much "stuff" using the 10%.
Time to add a few rules for myself.
I am going to try limiting my retail amount I buy. The below 10% normally takes care of itself between my buying with competitor coupons, store dollar off coupons, incoming mirs, stockpile trades and yardsales.
For a spending limit, I think my retail cap should be $1000. Which is about 1/3 to 1/4 of my normal retail buying.
That should be pretty hard for me since I use so much in coupons and there will be bunches of sales for November.
The other thing is to limit my outside of the home eating. I will limit myself to 4 times. Yeah, I can do that.
Time to put the nuts, bars and some fruit and water back in the car for "incase" my blood sugar drops. No excuse to hit a drive through or convenience store. Well I can still look for q's - just not buy anything. The stockpiling cap for my retail will include everything except
milk, bread, produce, and soda
. Which is truly all I should be buying.Those necessities will fall in a budget of $100 for 3 people and 2 pets. Generous, but we eat a lot of fresh produce and out of season produce.
The reason I am still buying stockpile and choosing to set a cap on spending instead of a STOP on spending - I have 10 relatives I supply with my freebies after q's.
So after I re-thought about me quitting the stockpiling efforts - it's really not fair to them for me to just quit - especially at this time of year.
The $1000 limit is a big deal because I bought 750 in retail just yesterday (sunday). Yep zero oop since I got it for than $50.
I figure a limit of buying $1000 retail for stockpile purchases is the bare bones for us. This is turkey, seafood, salty snacks and other holiday items stockpiling season. This is the time of year when I get most of our baking and pantry supplies.
Trying to abstain from these sales will be hard, really hard.
Here are my other budgets/restrictions:
Eat out 4 times for the month. Yes, big deal!
I normally have 3 or 4 holiday parties for the remainder of the year. Not sure which ones I will get this year. LOL, so I budgeted accordingly below.
I expect to have incoming money to offset these expenses.
DS birthday: gc's since I normally have mirs for these.
A birthday party $55
cake 25
ice cream 10
sodas 10
chips and dip 10
Thanksgiving dinner $140 for 30ish people
my side and/or spouses side (xmas or thanksgiving )
Thanksgiving dinner
$75 honey baked ham
3 sides
greenbeans with ham $5, potatoes $5, mac n cheese $8 and or stuffing/dressing...stockpile
2 desserts banana pudding $6, jello no bake cookie n cream double batch $6
paper supplies...cups $5 plates$16 napkins$3 4 sister schubert rolls and 2 reg packages of cheapie flake rolls $12, tea/sodas $5
Black FridayBlack friday:
I am limiting to $25 a person (for appearance but, will spend less) and $100 on ds's xmas gift items. Many of these will be gift card items for mir's.
I provided a dirty santa party for the inlaw side of the family last year. It was a tremendous hit and I am doing it again this year. Most of these gifts have already been purchased and scavenged from the stock pile. I still need a few kiddie gifts, flashlights, sears tool type gifts.
So I will still keep up with every penny, even my black friday sales and holiday parties, cap my spending, stay below 10% oop, and have a budget for essential items of $100.00
Budget:
$100 essential/grocery/hh_____________
$1000 retail totals (excluding above) __________________________________
black friday _______________________
actual spending _____________________
yardsale __________________________
mirs _____________________________
stockpile trades ____________________
eating out limited to 4 times __________________________________
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