I spent yesterday afternoon doing our yearly budget and reorganizing our Money software (the different categories the expenses are labeled).
We are very lucky and fortunate that our "budget" is just a guideline. We don't live paycheck to paycheck and we spoil ourselves by eating out a lot and buying whatever we want. But ALWAYS pay ourselves first to reach that goal of a peaceful retirement where we don't have to worry about the money.
Time for those New Year's resolutions! Figured I'd share some of my (our) money goals for the year (I say mine because I'm in charge of the house money so I usually set them up and then confirm them with the hubby - who usually agrees with them).
1. Save as much as possible by using coupons and taking advantage of the weekly deals that are out there. Usually we only go grocery shopping every two weeks and only make an additional stop for milk and bread. I'm going to take saving to...