I spent yesterday afternoon doing our yearly budget and reorganizing our Money software (the different categories the expenses are labeled).

We are very lucky and fortunate that our "budget" is just a guideline. We don't live paycheck to paycheck and we spoil ourselves by eating out a lot and buying whatever we want. But ALWAYS pay ourselves first to reach that goal of a peaceful retirement where we don't have to worry about the money.

That being said - I received...

saving4earlyretirement

This is the first year I've ever bought the Entertainment Coupon book, so the goal is to save more than I spent on the book ($23).

Hubby and I are looking forward to checking out some new restaurants with the bogo offers.

Here's the list of my savings:

• free bagel entree at Ashburn Bagel Shop - $4
• 20% off on one item at Claires - $2

1/2/08 - $17 to break even!

saving4earlyretirement

Time for those New Year's resolutions! Figured I'd share some of my (our) money goals for the year (I say mine because I'm in charge of the house money so I usually set them up and then confirm them with the hubby - who usually agrees with them).

1. Save as much as possible by using coupons and taking advantage of the weekly deals that are out there. Usually we only go grocery shopping every two weeks and only make an additional stop for milk and bread. I'm going to take saving to...

saving4earlyretirement