Hi everyone!! My name is Jen, Im from NH and a newly again single mother to my beautiful daughter Jaelyn and these are the stories of our ups and downs :)
New year, new goals
Posted 12-31-2009 at 11:14:26 PM by jaelyns_mommy
Updated 12-31-2009 at 11:19:32 PM by jaelyns_mommy (rewording)
Updated 12-31-2009 at 11:19:32 PM by jaelyns_mommy (rewording)
Happy New Years everyone
I've decided to be more stricked with my spending and saving. I'm going to start out with using the envelope system, hopefully that works. I'm also going to be doing the grocery shopping by myself, no BF. I'll try to eat better and buy more fresh produce. I will start to go to Wags and CVS again only for freebies though, since I have enough of most HBA items. I do need to refurbish my PT and TP pile and maybe add some more dishsoap and laundry soap in there too.
I currently recieve $777/month, should be a lucky amount but its not :( I get $607 from SSI and $170 from TANF under Jaelyn's name. Im also recieving $9000ish from the rest of my retroactive $$$ from SSI but I'll get $2022 in March and the rest in Sept. unless I do move down to VA. If BF doesnt want to move down then Im not sure if I could afford it on my own. The trailer I was looking at is $12000 but I dont know what the taxes and interest would be on it. I will be able to get all the rest of the $9000 at once instead of waiting and put that down and only owe $3000 but I dont know if I could just get a personal loan on that or if I have to do a mortgage, and that will be hard to get since I personally have either no credit or reallly really poor credit.
Here is my grocercy shopping budgets:
No more than $2.00/lb for meat and produce
No more than $1.00 for dry goods-cereal, pasta, snacks, etc.
No more than $2.50/12-pack or $1.00/2-liter of soda
$1.00 for yogurt packs, $3 on singles
Also to mainly buy items only with coupons except for bread, milk, eggs, produce, or meat, unless there are blinkies, tearpads, or marked downs.
Other goals for this year-
Clean for 1 hour everyday
Limit my internet to 2-3 hours a day
Spend more time with Jaelyn and be a better mother
Be a better girlfriend to Jay
All in all be a better person and treat myself with respect and dont think that everyone is looking down on me when they're not...I have a really bad habit of this.
Those are my 2010 goals. Lets see how many of them I can keep. Have a happy and healthy 2010 everyone
I've decided to be more stricked with my spending and saving. I'm going to start out with using the envelope system, hopefully that works. I'm also going to be doing the grocery shopping by myself, no BF. I'll try to eat better and buy more fresh produce. I will start to go to Wags and CVS again only for freebies though, since I have enough of most HBA items. I do need to refurbish my PT and TP pile and maybe add some more dishsoap and laundry soap in there too.I currently recieve $777/month, should be a lucky amount but its not :( I get $607 from SSI and $170 from TANF under Jaelyn's name. Im also recieving $9000ish from the rest of my retroactive $$$ from SSI but I'll get $2022 in March and the rest in Sept. unless I do move down to VA. If BF doesnt want to move down then Im not sure if I could afford it on my own. The trailer I was looking at is $12000 but I dont know what the taxes and interest would be on it. I will be able to get all the rest of the $9000 at once instead of waiting and put that down and only owe $3000 but I dont know if I could just get a personal loan on that or if I have to do a mortgage, and that will be hard to get since I personally have either no credit or reallly really poor credit.
Here is my grocercy shopping budgets:
No more than $2.00/lb for meat and produce
No more than $1.00 for dry goods-cereal, pasta, snacks, etc.
No more than $2.50/12-pack or $1.00/2-liter of soda
$1.00 for yogurt packs, $3 on singles
Also to mainly buy items only with coupons except for bread, milk, eggs, produce, or meat, unless there are blinkies, tearpads, or marked downs.
Other goals for this year-
Clean for 1 hour everyday
Limit my internet to 2-3 hours a day
Spend more time with Jaelyn and be a better mother
Be a better girlfriend to Jay
All in all be a better person and treat myself with respect and dont think that everyone is looking down on me when they're not...I have a really bad habit of this.
Those are my 2010 goals. Lets see how many of them I can keep. Have a happy and healthy 2010 everyone

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