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		<title>HotCouponWorld - Blogs - heartse</title>
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		<description>Coupons, coupon forum, printable grocery coupons, grocery store coupon matchups, printable coupons, coupon trading,  coupon database,  coupon trading, deals</description>
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			<title>Taxes are done...</title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2754-taxes-done.html</link>
			<pubDate>Tue, 10 Feb 2009 19:36:13 GMT</pubDate>
			<description>Well, I finished our state taxes last night, and feds were done a couple nights ago. We should be getting the $2936 combined in the next two weeks or...</description>
			<content:encoded><![CDATA[<div>Well, I finished our state taxes last night, and feds were done a couple nights ago. We should be getting the $2936 combined in the next two weeks or so. <br />
 <br />
$814.46 of it is going to the BEF, so that we have $1000 in there again. <br />
 <br />
Paying off one cc (again :rolleyes24:) -$418.39 (some of that is money that we will get back from DH's job, which will be used to pay off other debt when it comes in)<br />
 <br />
the remaining money will go towards paying off the major CC -$1702.76<br />
 <br />
That will be good progress towards the debt reduction. And I should be getting a bonus next month, which will go towards the CCs... and April will be a triple paycheck month. So, buy the end of April/May - that should be mostly paid off. :BigHand: Then we will focus our energy on paying off the HVAC loan. :rolleyes24: It seems unending!<br />
 <br />
But, one thing I do need to do is adjust the state withholdings. we are getting back ~1700 in state refund. I want to change that so that we get an extra 100 each month. Yes, we will get a smaller refund, but we don't need to be lending the state of VA any extra money for free now do we.</div>

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			<dc:creator>heartse</dc:creator>
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			<title>ACK...  hate decisions and feeling like I let people down...</title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2635-ack-hate-decisions-feeling-like-i-let-people-down.html</link>
			<pubDate>Fri, 23 Jan 2009 21:59:52 GMT</pubDate>
			<description>:offer: So, I was offered a new position at work, but it waws just not the right position for me at this time.  Three years from now perhaps, but...</description>
			<content:encoded><![CDATA[<div>:offer: So, I was offered a new position at work, but it waws just not the right position for me at this time.  Three years from now perhaps, but right now I feel like this position would have thrown my work-life balance all out of whack.  So, I had to turn it down...  which was fine, and I am ok with that.  But, I hate feeling like people are thinking that I SHOULD have taken it because it was a great opportunity.  But, an opportunity is not always a good thing if it's not coming at the right time.<br />
 <br />
I was also offered a different position, which is far more in line with what I want to do.  But, I had to tell my project manager that I didn't want to continue to work on his project.  This is where I feel like I have let people down.  They gave me a great opportunity when they promoted me last year and gave me leadership responsibilities... but it's not the right place for me.  Besides I am not sure where that contract is going to go at the end of September... But I feel :sad7: and :emb1: over leaving them hanging like that. <br />
 <br />
Oh well... guess I just have to get over my own fears... :sigh2:</div>

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			<dc:creator>heartse</dc:creator>
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			<title>Week 1 weight loss</title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2449-week-1-weight-loss.html</link>
			<pubDate>Wed, 07 Jan 2009 20:49:57 GMT</pubDate>
			<description><![CDATA[ok...  of the 35 lbs that I want to lose this year...  as of this morning I lost 3 lbs.  Not great... but not bad.  I haven't really ramped up yet.  ...]]></description>
			<content:encoded><![CDATA[<div>ok...  of the 35 lbs that I want to lose this year...  as of this morning I lost 3 lbs.  Not great... but not bad.  I haven't really ramped up yet.  <br />
 <br />
I have increased my exercise though.  i am trying to get to Body Pump (fantastic class at the gym) at least once, if not twice, per week.  The trick is that most of the classes don't match up well with times that I can get there. But, hey, something is better than nothing, right?  My goal for the gym is at least 3 times per week...  The other nights will be just weights and cardio.</div>

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			<dc:creator>heartse</dc:creator>
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			<title>Final movements before the end of 2008...</title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2399-final-movements-before-end-2008.html</link>
			<pubDate>Tue, 30 Dec 2008 20:00:14 GMT</pubDate>
			<description>I transferred the balance from CC#2 onto CC#1 last night, and paid off CC#3.  Tomorrow I am going to start tracking the total number in my siggy!</description>
			<content:encoded><![CDATA[<div>I transferred the balance from CC#2 onto CC#1 last night, and paid off CC#3.  Tomorrow I am going to start tracking the total number in my siggy!</div>

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			<dc:creator>heartse</dc:creator>
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			<title><![CDATA[Debt reduction '09]]></title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2392-debt-reduction-09.html</link>
			<pubDate>Mon, 29 Dec 2008 18:48:59 GMT</pubDate>
			<description><![CDATA[Okey dokey... here's the numbers for out debt as of 12/29/08: 
  
Truck - $10,860.97 
CC#1 - $230.00 
CC#2 - $4,653.82 
CC#3 - $118.46 
HVAC loan -...]]></description>
			<content:encoded><![CDATA[<div>Okey dokey... here's the numbers for out debt as of 12/29/08:<br />
 <br />
Truck - $10,860.97<br />
CC#1 - $230.00<br />
CC#2 - $4,653.82<br />
CC#3 - $118.46<br />
HVAC loan - $8735<br />
 <br />
CC#2 will soon be transferred over to CC#1 for a 0% interest until June '09. And then hopefully we can whittle that down to be gone before June rolls around.</div>

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			<dc:creator>heartse</dc:creator>
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			<title>Prep-ing for the new year</title>
			<link>http://www.hotcouponworld.com/forums/blogs/heartse/2362-prep-ing-new-year.html</link>
			<pubDate>Mon, 22 Dec 2008 16:47:37 GMT</pubDate>
			<description>Ok, I figured this was the place to start tracking my resolutions for 2009.  
  
I have two of them - pretty standard ones - budget and weight loss....</description>
			<content:encoded><![CDATA[<div>Ok, I figured this was the place to start tracking my resolutions for 2009. <br />
 <br />
I have two of them - pretty standard ones - budget and weight loss. In 2009 I want to lose 35 lbs and I want to watch our budget, and drop our debt by a good $10k. Between now and Jan 1 I will gather our non-mortgage debt numbers... <br />
 <br />
Go me.. :BigHand::BigHand:</div>

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