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So here is how my budget is going to look:

$60 per week for groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (5 and 2) 3 cats and one mini pin (dog, <15 lbs)

I am going to "carry over" anything I don't spend for the week, since some weeks I don't shop for anything but milk, eggs and bread, and other weeks I will spend more in order to stock up on a good deal.

If I have any "Surplus" at the end of 2009, that will go into my savings account.

I started 2009 with almost $80 in gift cards and $60 worth of free grocery coupons!

I also do surveys to earn Paypal credits, and using those funds for more coupons.
Old

Week of 12/15 Savings

Posted 12-23-2008 at 04:22:10 PM by Cynthiabutterfly
Newspapers& Gum: $8.49
1 trip to Fiesta (hispanic grocery in my area, has SUPER cheap meat and produce)
$51.73

I realized yesterday that they overcharged me by $8, so I have to go back today to get that fixed.

total oop for the week:
$60.22

.22 over, but after I get my refund I will be within my budget, and last week I only spent $33.

Budget carry-over: $26.23

I'm going to carry-over my budget until the...
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Old

$100 bonus from Chase

Posted 12-22-2008 at 01:59:03 PM by Cynthiabutterfly
I went this weekend and used a coupon that Chase sent me that gives $100 for opening a new account. They are promoting heavily now because they have just taken over WaMu, and have opened a lot of new branches in the area.

This is a great bank, with free checking, and a free debit rewards card! I am earning 1 point per dollar I spend on debit card purchases!
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My Plan

Posted 12-17-2008 at 09:46:36 PM by Cynthiabutterfly
I tried (and failed miserably) earlier this year to set a firm $60 a week budget. This is for me, DH, 2 DSs (ages 5 and 2) 3 cats and 1 small dog.

My budget has to cover all coupon costs including newspapers and stamps, Groceries, HBA, paper items (including things like foil and ziploc bags, baking cups), cleaning supplies, dog/cat food, cat litter, diapers and fast food.

The first two weeks I tried this budget, I spent over $120 each week. I am trying to look at my...
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Week of 12/8 Savings

Posted 12-17-2008 at 09:40:07 PM by Cynthiabutterfly
Spent $3 on newspapers and requested an order from The Coupon Clippers using my Paypal funds $0 cost, $5.25 savings.
I did 3 transactions at Tom Thumb, 3 at Kroger and 1 at Albertsons.

Total OOP $33.55
Total Savings $174.15
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