So here is how my budget is going to look:
$60 per week for groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (5 and 2) 3 cats and one mini pin (dog, <15 lbs)
I am going to "carry over" anything I don't spend for the week, since some weeks I don't shop for anything but milk, eggs and bread, and other weeks I will spend more in order to stock up on a good deal.
If I have any "Surplus" at the end of 2009, that will go into my savings account.
I started 2009 with almost $80 in gift cards and $60 worth of free grocery coupons!
I also do surveys to earn Paypal credits, and using those funds for more coupons.
$60 per week for groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (5 and 2) 3 cats and one mini pin (dog, <15 lbs)
I am going to "carry over" anything I don't spend for the week, since some weeks I don't shop for anything but milk, eggs and bread, and other weeks I will spend more in order to stock up on a good deal.
If I have any "Surplus" at the end of 2009, that will go into my savings account.
I started 2009 with almost $80 in gift cards and $60 worth of free grocery coupons!
I also do surveys to earn Paypal credits, and using those funds for more coupons.
November 2009 Budget Challenge
Posted 11-02-2009 at 03:42:09 PM by Cynthiabutterfly
It's starting to feel like less of a 'challenge' and more like a regular way of life to spend as little as possible, and stockpile only at the lowest rock-bottom prices.
Starting the month with:
CVS $8.65 gc $6.99 ecb
Wag $2.56 gc + $1 rr
Target $24.67 gc
Tom Thumb .13 gc (I've been there but haven't used my .13)
Braum's $5.92 gc
Trying to stay under my $40/wk budget.
Starting the month with:
CVS $8.65 gc $6.99 ecb
Wag $2.56 gc + $1 rr
Target $24.67 gc
Tom Thumb .13 gc (I've been there but haven't used my .13)
Braum's $5.92 gc
Trying to stay under my $40/wk budget.
Total Comments 17
Comments
 | how do you guys make your budgets? i need a ton of help! |
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| |  Here's how I got to my current budget: http://www.hotcouponworld.com/forums...challenge.html Keep in mind, I've been couponing seriously for 5 years now, and have been working for a full year to hone it down to what it is now. |
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| | November 2 Kroger = $3.21 OOP + earned $2.50 in oyno cats Net cost of $0.71! Total Savings: $120.26 |
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| | November 3 Kroger This trip did not go at all as I planned. The Dr. Pepper 2liters were buy 4/$4, get one free + part of the mega sale- well I bought 15 2 liters, 3 free ones were deducted, but only the non-dr pepper ones (7up, A&W) rang as part of the mega deal. Since this was not tagged, I was not able to get a refund for the mega sale. However, .80 each was still an awesome deal, so I did not return them. = $13.44 OOP ($8 worth was the sodas) + $4.50 in OYNO cats Total spending for November: $16.65 Savings: $176.18 91% Savings |
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| | November 4 Albertsons 2 loaves bread $1.56 chips $2.50 chips $2 dip $2.99 10 pks bar-s bologna $1 - $1/2 insert Reusable bag $1 - Free coupon from CRT = $14.05 November 5 Target 10 glade scented oil candles $2.50 - (3) $2/2 - (4) $1.50/1 10 glade scented oil refills - Free refill wyb candle (11/1 inserts) 8 jars Skippy $1.93 - 1/1 Target ip - .75 insert = .18 ea 6 Kraft marshmallows $1.09 - 1/2 Target IP - .50/2 tearpad = .34 ea Halloween clearance decorations $5.46 = $21.25 on GC + earned $20 in gc Total spending for November: $30.70 Savings: $342.40 92% Savings |
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| | I am very new to this and just starting to get some idea of how it works. Where do you do your serveys so that you can earn money?? |
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| | My favorite is myopinonplace, but I also do pinecone. |
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| | November 6 Target 12 Kraft marshmallows $1.09 - $1/2 Target IP - .50/2 tearpad 6 Skippy peanut butter $1.93 - 1/1 Target IP - .75 insert - .05 reusable bag credit = $5.11 on GC Kroger Milk $2.25 choc. milk mgr markdown .75 bread $1.40 6 reach floss $1 - $1/1 insert 3 Glass pluss $1.99 - .50/1 insert, doubled 40 mega sale items, including tombstone pizza, bc potatoes, rolaids, hormel chili, activia yogurts, etc. - $10/50 kroger mailer - $4.50 in oyno cats = $7.58 + $5 oyno from Tombstone Total spending for November: $38.28 Savings: $468.90 92% Savings |
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| | November 8 Albertsons 2 Bounty Basic 8pks $5.99 - .25 insert, tripled 2 Charmin 6pk mega rolls $7.99 -.25 insert, tripled Dawn .99 -.25 insert, tripled Puffs $1.69 -.25 insert, tripled - $10 P&G offer 2 Hot pockets .99 - .50 insert, doubled = $16.67 Tom Thumb 9 Gold medal flour $1.50 ea 3 Hamburger helper $1 - (2) .75 ecoupons - $1/3 mailer BC potatoes $1.49 - .40 ecoupon - .40 IP, doubled BC cake mix $1.99 - .50 ecoupon 4 BC frosting $1.99 - (2) .50 ecoupon, - (4) .50 insert (first one doubled) - b2g3 free sale 3 Kashi go Lean cereal $2.50 wyb 3 - (2) $1.50 and $2 mailers 4 Nutrigrain bars $10 (were supposed to be on sale 4/$6 Progresso broth bogo $2.99 -(3) .50 ecoupons (forgot my mfr coupons) 2 progresso soup $1.25 - (3) .50 ecoupons - .50/2 insert, doubled Imperial sugar $1.69 .35 insert, tripled Free dozen eggs with $50 purchase Free 64oz OJ with $50 purchase Free Bacon with $50 purchase Free English muffins with $50 purchase = $34.23 Sold some of my stockpile to my sister- $50 (to be fair, I did offer to go shopping with her to help her use coupons so she could save some money, but she didn't want to do that) Total spending for November: $39.18 Savings: $557.55 93% Savings |
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| | November 9 Forgot to add $6 for newspapers on 11/4 Kroger I did a total of 5 transactions of mega sale items (I took stuff back out to my car between transactions) and spent way less than I had planned because my scenarios included the Tombstone pizzas, which were sold out. So I got a raincheck, but I am dissapointed that I won't be able to use the overage from my mega sale items to buy them. Total of 90 items = $7.61 (.08 each) Total savings $160.12 (95%) Made a late run to Albertsons: 2 Bounty basic 8pks $5.99 -.25 insert, tripled 2 Charmin 12pk double roll $7.99 -.25 insert, tripled 2 puffs $1.69 -.25 insert, tripled -10 P&G promo = $17.20 Total spending for November: $69.99 Savings: $768.62 92% Savings |
| Updated 11-10-2009 at 03:14:49 PM by Cynthiabutterfly |
| | November 10 Made my final mega sale trip, and happily discovered that they had restocked some Tombstone! I still have my RC so I'll be able to get more next week, and roll my catalina! = $12.10 OOP + earned $5 oyno for buying 6 Tombstone Total savings $120.76 (91%) Total spending for November: $82.09 Savings: $889.38 92% Savings |
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| | Realized yesterday that I had gotten 38 mega items on one of my receipts, so I went back and got 2 hot cocoa mixes and a $2.50 refund. Total spending for November: $79.59 Savings: $891.88 92% Savings |
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| | There is some shopping I could be doing now, but I am so wiped out from the Kroger mega sale, I don't want to shop! Also, my fridge is full of the tamales my MIL, DH and I made over the weekend, and my big freezer is full so I am procrastinating against turning on the other one. So I didn't go get my Tombstone pizzas or my turkey at Kroger yet. I did go yesterday to use my last expiring ecb at CVS, they were out of the Glade and the Trident, and I didn't have any Suave coupons, so I ended up spending my $7 ecb on snacks and a Scope mouthwash, and got back $2 ecb. I guess I just need a little break after all the shopping I did the last 2 weeks. |
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| | I keep forgetting to add my newspapers. I wasn't adding them before now, and I get them at the corner convenience store so I don't always get a receipt, which is how I track my other purchases. $4 for newspapers on 11/11 Total spending for November: $83.59 Savings: $921.72 92% Savings |
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| | November 18 I finally went shopping today. I didn't really want to, but I needed diapers so I took advantage of some other deals while I was there. Tom Thumb 3 Dr. Pepper 2liters .99 8 Nabisco crackers $1.88 ea - $1/1 any Nabisco insert (I wanted to get Ritz to use the Free crackerfulls wyb Ritz, but they were not part of the sale) 2 Huggies $7.99 (in-ad coupon) - $2 IP - $1, $1.50, $3/2 ecoupons 2 Pillsbury RTB cookies $5 – (3) $/1 ecoupons, $1/2 IP Bisquick $2.50 – (4) .60 ecoupons (forgot my IP somehow) BC Cookie mix $1.50 – (3) .40 ecoupons BC Warm Delights $1.99 – (3) .50 ecoupons, .50 IP doubled BC potatoes $1.49 – (2) .40 ecoupons, .40 IP doubled Fiber One muffin mix $2.50 – (3) .50 ecoupons, .50 IP doubled = $13.36 OOP Total spending for November: $96.95 Savings: $986.00 91% Savings |
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| | Spent $4 on newspapers Total spending for November: $100.95 Savings: $986.00 91% Savings |
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| | November 19 Kroger Contact lens solution $2.78 9 adolpho latin rice $1 - .75 6 Ritz $1.99 - (4) $1/1 insert - $1/2 mailer 6 Ritz crackerfulls - free wyb Ritz 3 Banquet selects meals $1.29 - .35 tripled (from inside banquet meals) 2 OM bacon $5.49 bogo - .75 insert 6 Duracell batteries 4pk $1.88 - .75 insert 3 Purex detergent $2.50 - .35 insert, tripled 3 bounty basic paper towels $1.09 - .25 insert, tripled Turkey $4.60 Sweet potatoes $2.36 - (2) $2 oyno = $32.97 + earned $5 oyno for the Duracell and $2 oyno for the bacon. The Ritz will also go towards my $10 Nabisco rebate, along with the crackers I bought at Tom Thumb yesterday. Total spending for November: $133.92 Savings: $1,104.32 89% Savings |
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Recent Blog Entries by Cynthiabutterfly
- Kroger November Mega sale totals (11-10-2009)
- November 2009 Budget Challenge (11-02-2009)
- October budget challenge (10-01-2009)
- Christmas Budget Challenge (09-08-2009)
- September budget challenge (09-02-2009)
