So here is how my NEW budget is going to look:
$40 per week (down from $60 in 2009) for our household consumables- groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (6yo and 3yo) 3 cats and one mini pin (dog, <15 lbs) I am also including costs for my newspapers, I typically buy 5-10 every week.
I also do surveys to earn Paypal credits, some occasional rebates and pay-to-click for gift cards. These funds are funnelled back into my budget.
Here's to my goal of $2010 in 2010!
$40 per week (down from $60 in 2009) for our household consumables- groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (6yo and 3yo) 3 cats and one mini pin (dog, <15 lbs) I am also including costs for my newspapers, I typically buy 5-10 every week.
I also do surveys to earn Paypal credits, some occasional rebates and pay-to-click for gift cards. These funds are funnelled back into my budget.
Here's to my goal of $2010 in 2010!
November 2009 Budget Challenge
Posted 11-02-2009 at 07:42:09 AM by Cynthiabutterfly
It's starting to feel like less of a 'challenge' and more like a regular way of life to spend as little as possible, and stockpile only at the lowest rock-bottom prices.
Starting the month with:
CVS $8.65 gc $6.99 ecb
Wag $2.56 gc + $1 rr
Target $24.67 gc
Tom Thumb .13 gc (I've been there but haven't used my .13)
Braum's $5.92 gc
Trying to stay under my $40/wk budget.
Starting the month with:
CVS $8.65 gc $6.99 ecb
Wag $2.56 gc + $1 rr
Target $24.67 gc
Tom Thumb .13 gc (I've been there but haven't used my .13)
Braum's $5.92 gc
Trying to stay under my $40/wk budget.
Total Comments 20
Comments
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how do you guys make your budgets?
i need a ton of help!Posted 11-02-2009 at 10:04:20 AM by princessturtle
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Here's how I got to my current budget:
http://www.hotcouponworld.com/forums...challenge.html
Keep in mind, I've been couponing seriously for 5 years now, and have been working for a full year to hone it down to what it is now.Posted 11-02-2009 at 12:32:45 PM by Cynthiabutterfly - November 2
Kroger
= $3.21 OOP
+ earned $2.50 in oyno cats
Net cost of $0.71!
Total Savings: $120.26Posted 11-02-2009 at 12:34:19 PM by Cynthiabutterfly - November 3
Kroger
This trip did not go at all as I planned. The Dr. Pepper 2liters were buy 4/$4, get one free + part of the mega sale- well I bought 15 2 liters, 3 free ones were deducted, but only the non-dr pepper ones (7up, A&W) rang as part of the mega deal. Since this was not tagged, I was not able to get a refund for the mega sale. However, .80 each was still an awesome deal, so I did not return them.
= $13.44 OOP ($8 worth was the sodas)
+ $4.50 in OYNO cats
Total spending for November: $16.65
Savings: $176.18
91% SavingsPosted 11-03-2009 at 11:29:21 AM by Cynthiabutterfly - November 4
Albertsons
2 loaves bread $1.56
chips $2.50
chips $2
dip $2.99
10 pks bar-s bologna $1 - $1/2 insert
Reusable bag $1 - Free coupon from CRT
= $14.05
November 5
Target
10 glade scented oil candles $2.50 - (3) $2/2 - (4) $1.50/1
10 glade scented oil refills - Free refill wyb candle (11/1 inserts)
8 jars Skippy $1.93 - 1/1 Target ip - .75 insert = .18 ea
6 Kraft marshmallows $1.09 - 1/2 Target IP - .50/2 tearpad = .34 ea
Halloween clearance decorations $5.46
= $21.25 on GC
+ earned $20 in gc
Total spending for November: $30.70
Savings: $342.40
92% SavingsPosted 11-05-2009 at 10:21:57 AM by Cynthiabutterfly - I am very new to this and just starting to get some idea of how it works. Where do you do your serveys so that you can earn money??Posted 11-05-2009 at 06:06:45 PM by jomom4
- My favorite is myopinonplace, but I also do pinecone.Posted 11-06-2009 at 06:42:56 AM by Cynthiabutterfly
- November 6
Target
12 Kraft marshmallows $1.09 - $1/2 Target IP - .50/2 tearpad
6 Skippy peanut butter $1.93 - 1/1 Target IP - .75 insert
- .05 reusable bag credit
= $5.11 on GC
Kroger
Milk $2.25
choc. milk mgr markdown .75
bread $1.40
6 reach floss $1 - $1/1 insert
3 Glass pluss $1.99 - .50/1 insert, doubled
40 mega sale items, including tombstone pizza, bc potatoes, rolaids, hormel chili, activia yogurts, etc.
- $10/50 kroger mailer
- $4.50 in oyno cats
= $7.58
+ $5 oyno from Tombstone
Total spending for November: $38.28
Savings: $468.90
92% SavingsPosted 11-06-2009 at 12:43:43 PM by Cynthiabutterfly - November 8
Albertsons
2 Bounty Basic 8pks $5.99 - .25 insert, tripled
2 Charmin 6pk mega rolls $7.99 -.25 insert, tripled
Dawn .99 -.25 insert, tripled
Puffs $1.69 -.25 insert, tripled
- $10 P&G offer
2 Hot pockets .99 - .50 insert, doubled
= $16.67
Tom Thumb
9 Gold medal flour $1.50 ea
3 Hamburger helper $1 - (2) .75 ecoupons - $1/3 mailer
BC potatoes $1.49 - .40 ecoupon - .40 IP, doubled
BC cake mix $1.99 - .50 ecoupon
4 BC frosting $1.99 - (2) .50 ecoupon, - (4) .50 insert (first one doubled) - b2g3 free sale
3 Kashi go Lean cereal $2.50 wyb 3 - (2) $1.50 and $2 mailers
4 Nutrigrain bars $10 (were supposed to be on sale 4/$6
Progresso broth bogo $2.99 -(3) .50 ecoupons (forgot my mfr coupons)
2 progresso soup $1.25 - (3) .50 ecoupons - .50/2 insert, doubled
Imperial sugar $1.69 .35 insert, tripled
Free dozen eggs with $50 purchase
Free 64oz OJ with $50 purchase
Free Bacon with $50 purchase
Free English muffins with $50 purchase
= $34.23
Sold some of my stockpile to my sister- $50
(to be fair, I did offer to go shopping with her to help her use coupons so she could save some money, but she didn't want to do that)
Total spending for November: $39.18
Savings: $557.55
93% SavingsPosted 11-09-2009 at 09:16:03 AM by Cynthiabutterfly - November 9
Forgot to add $6 for newspapers on 11/4
Kroger
I did a total of 5 transactions of mega sale items (I took stuff back out to my car between transactions) and spent way less than I had planned because my scenarios included the Tombstone pizzas, which were sold out. So I got a raincheck, but I am dissapointed that I won't be able to use the overage from my mega sale items to buy them.
Total of 90 items
= $7.61 (.08 each)
Total savings $160.12 (95%)
Made a late run to Albertsons:
2 Bounty basic 8pks $5.99 -.25 insert, tripled
2 Charmin 12pk double roll $7.99 -.25 insert, tripled
2 puffs $1.69 -.25 insert, tripled
-10 P&G promo
= $17.20
Total spending for November: $69.99
Savings: $768.62
92% SavingsPosted 11-09-2009 at 01:01:04 PM by Cynthiabutterfly
Updated 11-10-2009 at 07:14:49 AM by Cynthiabutterfly - November 10
Made my final mega sale trip, and happily discovered that they had restocked some Tombstone! I still have my RC so I'll be able to get more next week, and roll my catalina!
= $12.10 OOP
+ earned $5 oyno for buying 6 Tombstone
Total savings $120.76 (91%)
Total spending for November: $82.09
Savings: $889.38
92% SavingsPosted 11-10-2009 at 01:15:10 PM by Cynthiabutterfly - Realized yesterday that I had gotten 38 mega items on one of my receipts, so I went back and got 2 hot cocoa mixes and a $2.50 refund.
Total spending for November: $79.59
Savings: $891.88
92% SavingsPosted 11-11-2009 at 07:55:45 AM by Cynthiabutterfly - There is some shopping I could be doing now, but I am so wiped out from the Kroger mega sale, I don't want to shop!
Also, my fridge is full of the tamales my MIL, DH and I made over the weekend, and my big freezer is full so I am procrastinating against turning on the other one. So I didn't go get my Tombstone pizzas or my turkey at Kroger yet.
I did go yesterday to use my last expiring ecb at CVS, they were out of the Glade and the Trident, and I didn't have any Suave coupons, so I ended up spending my $7 ecb on snacks and a Scope mouthwash, and got back $2 ecb.
I guess I just need a little break after all the shopping I did the last 2 weeks.Posted 11-17-2009 at 11:58:18 AM by Cynthiabutterfly - I keep forgetting to add my newspapers. I wasn't adding them before now, and I get them at the corner convenience store so I don't always get a receipt, which is how I track my other purchases.
$4 for newspapers on 11/11
Total spending for November: $83.59
Savings: $921.72
92% SavingsPosted 11-18-2009 at 08:32:39 AM by Cynthiabutterfly - November 18
I finally went shopping today. I didn't really want to, but I needed diapers so I took advantage of some other deals while I was there.
Tom Thumb
3 Dr. Pepper 2liters .99
8 Nabisco crackers $1.88 ea - $1/1 any Nabisco insert (I wanted to get Ritz to use the Free crackerfulls wyb Ritz, but they were not part of the sale)
2 Huggies $7.99 (in-ad coupon) - $2 IP - $1, $1.50, $3/2 ecoupons
2 Pillsbury RTB cookies $5 – (3) $/1 ecoupons, $1/2 IP
Bisquick $2.50 – (4) .60 ecoupons (forgot my IP somehow)
BC Cookie mix $1.50 – (3) .40 ecoupons
BC Warm Delights $1.99 – (3) .50 ecoupons, .50 IP doubled
BC potatoes $1.49 – (2) .40 ecoupons, .40 IP doubled
Fiber One muffin mix $2.50 – (3) .50 ecoupons, .50 IP doubled
= $13.36 OOP
Total spending for November: $96.95
Savings: $986.00
91% SavingsPosted 11-18-2009 at 12:49:19 PM by Cynthiabutterfly - Spent $4 on newspapers
Total spending for November: $100.95
Savings: $986.00
91% SavingsPosted 11-19-2009 at 08:02:22 AM by Cynthiabutterfly - November 19
Kroger
Contact lens solution $2.78
9 adolpho latin rice $1 - .75
6 Ritz $1.99 - (4) $1/1 insert - $1/2 mailer
6 Ritz crackerfulls - free wyb Ritz
3 Banquet selects meals $1.29 - .35 tripled (from inside banquet meals)
2 OM bacon $5.49 bogo - .75 insert
6 Duracell batteries 4pk $1.88 - .75 insert
3 Purex detergent $2.50 - .35 insert, tripled
3 bounty basic paper towels $1.09 - .25 insert, tripled
Turkey $4.60
Sweet potatoes $2.36
- (2) $2 oyno
= $32.97
+ earned $5 oyno for the Duracell and $2 oyno for the bacon.
The Ritz will also go towards my $10 Nabisco rebate, along with the crackers I bought at Tom Thumb yesterday.
Total spending for November: $133.92
Savings: $1,104.32
89% SavingsPosted 11-19-2009 at 12:35:08 PM by Cynthiabutterfly - I had to pick up a few essentials over the weekend, and I have $7.70 left in my budget for the month. I already know I am going to go over, because I still have to get my tombstone pizzas!
I do have $40 in rebates pending now, so I'm hoping most of them will come in before the end of the year, and it will all even out.
November 20
Kroger
2 OM bacon $5.49 bogo - .75 insert
6 Duracell aa 4pks $1.88 -.75 insert
Pie (for potluck lunch) $2.49
- $5 oyno (from Tombstone pizzas) - $2 oyno (from OM bacon)
= $6.26
+ earned $5 and $2 oyno for the batteries and bacon
November 21
Albertsons
Bread .78
Milk $1.99
6 velveeta shells & cheese $1.50 - $1/1 from kraft breast cancer awareness booklet
Cheetos $2.89 (had the kids with me)
= $8.66
November 22
Fiesta
Tortillas $2.19
chips $1.79
halls $1.69
potatoes $1.79
= $7.46
Total spending for November: $156.30
Savings: $1,145.32
88% SavingsPosted 11-23-2009 at 08:12:35 AM by Cynthiabutterfly - November 23
Kroger
3 maruchan yakisoba .99 - .50 insert, doubled
2 reynolds baking cups .99 - .25 booklet, tripled
3 banquet homestyle selects meals $1.29 - .35, tripled (from inside banquet frozen dinners)
3 bounty basic paper towels $1.09 - .25 insert, tripled
3 purex laundry detergent $2.49 - .35 insert, tripled
2 OM bacon $5.49 bogo - .75 insert
2 kroger pretzels .90 - .55/2 mailer
6 tombstone pizzas $1.99 raincheck
- (2) $5 oyno from duracell - $2 oyno from Oscar mayer
= $11.72
+ earned $5 oyno for Tombstone and $2 for Oscar mayer
Tom Thumb
Freshpet select meals $2.49 - free insert coupon
6 jello gelatin .59 - $1.25/3 from Jello baking booklet on in-store display
Free jello jigglers mold wyb 6 small or 3 large jello (christmas designs)
2 Triscuit $1.88 -1/1 any nabisco cookies/crackers peelie
= $2.59
Total spending for November: $170.61 ($6.61 over budget)
Savings: $1,230.85
88% SavingsPosted 11-23-2009 at 12:54:30 PM by Cynthiabutterfly - Here is how my end-of-the-month looks:
November 29
I had to get some snacks for DS to take to school:
Kroger
bread $1.40
sara lee soft & smooth $2.29 - $1 peelie wyb milk
Milk $1.79
cheese sticks $4.50
bananas $2.29
gum (for DH) $3.49
syrup $1.52
- $5 oyno from Duracell
= $16.04
Transferred $10 from paypal
I haven't been doing many surveys recently so that was all I had in my account, but I didn't want to end the month so far into the red.
Total spending for November: $176.65 ($12.65 over budget)
Savings: $1,258.46
88% SavingsPosted 11-30-2009 at 10:20:29 AM by Cynthiabutterfly
