So here is how my budget is going to look:
$60 per week for groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (5 and 2) 3 cats and one mini pin (dog, <15 lbs)
I am going to "carry over" anything I don't spend for the week, since some weeks I don't shop for anything but milk, eggs and bread, and other weeks I will spend more in order to stock up on a good deal.
If I have any "Surplus" at the end of 2009, that will go into my savings account.
I started 2009 with almost $80 in gift cards and $60 worth of free grocery coupons!
I also do surveys to earn Paypal credits, and using those funds for more coupons.
$60 per week for groceries, hba, cleaning supplies and paper products for me, DH and 2 ds's (5 and 2) 3 cats and one mini pin (dog, <15 lbs)
I am going to "carry over" anything I don't spend for the week, since some weeks I don't shop for anything but milk, eggs and bread, and other weeks I will spend more in order to stock up on a good deal.
If I have any "Surplus" at the end of 2009, that will go into my savings account.
I started 2009 with almost $80 in gift cards and $60 worth of free grocery coupons!
I also do surveys to earn Paypal credits, and using those funds for more coupons.
Christmas Budget Challenge
Posted 09-08-2009 at 03:27:33 PM by Cynthiabutterfly
I have also officially started my Christmas gift shopping, and for the second year I am sticking to a FIRM $10 per person budget, excluding DH and my kids. If I spend only $7, then I do NOT go over for anyone else, which was the mistake I made previously, and that caused me to keep going over for too many people.
I have accumulated lots of Mypoints this year too, plenty for me to get $10 gift cards for people that I don’t know what to buy for, or get gift cards and use them myself to buy the gifts. Because I don't want the GC to expire before they can be used, I'll wait until the end of Oct before I order any.
So I am using this to track my gifts and spending. for purposes of privacy, I will only use an initial for the recipients, and my DH and 2 DS are not listed.
Couples may or may not get a joint gift, gifts are only listed once they are purchased.
G: purse $1.99
D:
B&L:
M:
E&K:
F: blanket $5.99
G&E: Need bday and xmas gifts in the same week
J&A:
I have accumulated lots of Mypoints this year too, plenty for me to get $10 gift cards for people that I don’t know what to buy for, or get gift cards and use them myself to buy the gifts. Because I don't want the GC to expire before they can be used, I'll wait until the end of Oct before I order any.
So I am using this to track my gifts and spending. for purposes of privacy, I will only use an initial for the recipients, and my DH and 2 DS are not listed.
Couples may or may not get a joint gift, gifts are only listed once they are purchased.
G: purse $1.99
D:
B&L:
M:
E&K:
F: blanket $5.99
G&E: Need bday and xmas gifts in the same week
J&A:
Total Comments 4
Comments
 |  When I cleaned out the garage for my new freezer, I came across a box that had some crafts including a Christmas plan I had last year- Homemade crocheted potholders along with mason jars I planned to put hot cocoa, brownie or cookie mixes in (the layered kind that looks pretty). So I have at least 2, possibly 3 names that I can cross off with these, but I have to put them together before I will cross off any names! Oh, and I'll have to calculate the cost of the ingredients to make sure I don't go over $10! I spent $3 on the jars (for a dozen) and the yarn was less than $2 for 3 potholders. |
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| | I have been working on my crochet projects, while I wait for DS to get out of school, and in the evenings (when the kids and cats allow) I finished a 3-piece potholder set, and have 3 other sets (2-piece) already finished. I am still planning on the 'cookie mix in a jar' idea, and also found a 'cocoa mix in a jar' which actually sounds better - my recipient won't have to bake, and I can customize them more. Marshmallows are cheap and make a great filler for the jar, cinnamon sticks I've seen at the $ store, peppermint sticks, nutmeg, instant coffee (for mocha instead of cocoa) and I can make these sugar-free more easily than cookies for the diabetics (including 3 immediate family members). |
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| | G: purse $1.99 D: B&L: M: Shirt $3.98 E&K: Homemade crochet potholders $0 (used yarn already on hand) F: blanket $5.99(realized I needed a bday gift too) so Homemade crochet potholders $0 (used yarn already on hand) for Christmas, blanket for bday G&E: Need bday and xmas gifts in the same week Homemade crochet potholders $0 (used yarn already on hand) bday: Bath/spa set (including crocheted bath pouf and bodywash) $0 J&A: Homemade crochet potholders $0 (used yarn already on hand) For those with Potholders as a gift, they will also get a jar of homemade cocoa mix, once the holidays are closer I will purchase the ingredients and make these. |
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| | G: purse $1.99 D: GC from MyPoints B&L: GC from MyPoints Herb garden .75 M: Shirt $3.98 E&K: Homemade crochet potholders $0 (used yarn already on hand) F: blanket $5.99(realized I needed a bday gift too) so Homemade crochet potholders $0 (used yarn already on hand) for Christmas, blanket for bday G&E: Need bday and xmas gifts in the same week Homemade crochet potholders $0 (used yarn already on hand) bday: Bath/spa set (including crocheted bath pouf and bodywash) $0 J&A: Homemade crochet potholders $0 (used yarn already on hand) I found a great sale on marshmallows for my hot cocoa jars. I also found a great craft project to make the lids and tags on martha stewart's website. I still need some cocoa, powdered milk and powdered creamer, OR a good sale on bulk cocoa mix. Some instant coffee and cinnamon sticks would be good too. I also finished shopping for gifts for my kids, and I got DH one thing, but I want to get him something special, I just don't know what that is yet. |
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Recent Blog Entries by Cynthiabutterfly
- Kroger November Mega sale totals (11-10-2009)
- November 2009 Budget Challenge (11-02-2009)
- October budget challenge (10-01-2009)
- Christmas Budget Challenge (09-08-2009)
- September budget challenge (09-02-2009)
