I recently celebrated one year of retirement, and I have to say, I am enjoying life! I will admit, it took some time and adjustments, especially with receiving money once a month. For so many years I was paid a salary every two weeks. As a retiree, I receive a monthly annuity. About six years ago, when I became serious about this, I took a retirement course. Some of the financial planners had some really great advice, which I took to heart. So glad I did! One bit of advice was to try to pay...

From the time my two boys started their early teen years, I was always talking to them about the importance of saving. Since they were little I had an account for each, and every month would take them to the bank with me, and have them give the bank teller their deposit slip and money, or I would just show them their balances growing, all the while praising them. Not that they understood, but so that they would get used to it. Forward to the teen years, they each still had bank accounts, only...

Hello! And a enriching new year to all! Haven't blogged much lately. Busy and sick! Bad combo, I say!

You know how people usually start their new year with new resolutions, promises and a list of things they will do to save money? Well, I'm one of those people. I have what I call a continuing or running list, from which every year I add/drop, as the case may be. This year my modified list is small, which pleases me, because it shows me I have kept up with past resolutions....

So everyone in my office is talking about what they are going to do with their rebate. Me, well first of all, I did not indicate for it to be sent direct deposit, so when I receive it, if I get anything, it'll come via snail mail. Secondly, whatever I get will go directly to the bank. Stimulate the economy? Hmmm!

Last week I had a colonoscopy. It was nice being home for three days. What was not nice was the preparation for the procedure! And boy, was I hungry afterwards! All...

Literally! Just so happens, about six months ago, a new branch of my bank opened-up across the highway from where I work, and I am so delighted because it just makes my banking so much easier. For years I had a large milk bottle filled with pennies and I thought about depositing those copper babies. Today I deposited, amoung the other coin wrapped demoninations, $4.50 in pennies. I did not want to over-whelm the teller with too many rolled coins. So I have at home about $12 in pennies wrapped,...