I recently celebrated one year of retirement, and I have to say, I am enjoying life! I will admit, it took some time and adjustments, especially with receiving money once a month. For so many years I was paid a salary every two weeks. As a retiree, I receive a monthly annuity. About six years ago, when I became serious about this, I took a retirement course. Some of the financial planners had some really great advice, which I took to heart. So glad I did! One bit of advice was to try to pay...

Well, it's been so long since I've written anything. Much has happened in the way of life changes, health issues, etc. For starters, it's been 11 months since I've retired. I still can't believe I'm retired! It was a rather early retirement but because of my health, it was a no brainer. For the first few months, money was a little tight. After so many years of getting paid every 2 weeks, I now receive a monthly annuity. So I restructured my budgeting, and as a result, I find I have more control...

I would say that for the past year, maybe more, the coupon inserts we have been receving in my area have, for lack of a better word, stunk! I thought it was only myself, but upon numerous conversations with neighbors, friends and co-works, those who are coupon aficionados like me, feel as I do. Interesting enough, as the stores, both grocery and drugs, again in my area, have lifted their ban on accepting IP, I find myself printing more and more IP. In fact a couple of weeks ago, as I was standing...

Well! The new year is finally here, and I find myself, as I always do on the morning of every January 1st, enumerating my accompishments and the "didn't-quite-make-it" goals. What I usually do is these goals continue on to the new year and add on new ones. Not this year. Since 2009 was an exceptionally hard year for me, I've decided that 2010, I will deal with accomplishments only, thereby not imposing what might be quite possibly unattainable goals. There are health issues amoung...

I am presently on vacation (leave from work I have to take or else I lose it), and my oldest son is home, as well, having had surgery on his right leg. It's a good thing I'm home because he's literally bed-bound and needs help getting things and what-not. Now Christmas is my favorite holiday, and I usually decorate my tiny apartment to the hilt, but not this year. I have health issues as well, and try to conserve my energies to attend to my son. However, I am enjoying taking naps, watching a...