"Do you have to bring the whole binder in the store, can't you just take out what you need?" My daughter asks this question at every store despite the fact that I am quite certain she has my response memorized. "I am not sure what I will need. There might be something I want not on the list or, if I am really fortunate, 15 items that I have coupons for will be on clearance."

Most weeks, I spend more time with my binder than I do with my husband. Until recently,...