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hotcouponmama
10-31-2007, 05:21:00 PM
Twomom's name in real life: Catrina

Age: 26

Home State: California for 25 years, Utah from now on!!

Marital Status: Married

Kids: One daughter (8)

Pets: A Lhasa Apso, Sam (4 years old) a shihtzu, Gue (3 years old,) one cat, Buster (10 months), and a three-year old hamster named Dora.

In Catrina's Own Words:

Little Known Factoid: We try really, really hard to save money! However, being a house of three females and living so close to the outlets in Park City, we love to shop! We do a major shopping trip about every 6-8 months; we will go spend the day and do nothing but shop for ourselves!

Favorite Money Saving Tip: We have a glass jar that sits on the corner of our entertainment center. Every night we put the change in it and we never use it to pay for household things. A week or so before we go on vacation we cash it in and it gives us extra money for our trips. The most it has ever been was about 250.00!

Budget: I have a budget of about $200-$250 a month which includes food, pet food and HABA, although we usually use a lot less than that!

Stores I shop at: Smiths, Albertsons, Walmart

Coupon Organization Method: I have a one-inch binder that holds all the coupons that I know I will use and that goes everywhere with me! Then I have a coupon box that I keep all the other ones in, the ones that I use for trades, trains, and RAOK's.

Best Advice to Newbies: Stay out of the chat - there are scary people in there! (Just Kidding!!!) In the chat, my hang out, you can be inspired by jane4girls and her 800.00 a year budget, revert back to your youth through chelsea, remember the joys of pregnancy with mickee311, and enjoy some laughs with the rest of the regulars! It is also a great place to get your questions answered instantly, so just stop in and say hi and ask question or two .Also join a train! It is a great way to get coupons from other areas.


Catrina’s Story:

If you hang out in the chat room for any length of time, you’ll likely meet Catrina – one of the resident chatters. Although she’s not a Hotcouponworld moderator, she does a good job of helping keep an eye on the chatroom, and at the same time, encouraging others to come out of their shell.

Catrina’s been an HCWer since February of this year, and I don’t believe she’s missed a day online since then. She shares how she came to be as a Hotcouponworld member…

“I was looking for a Quaker printable, about a little over a year ago. I actually started on another board, but then got tired of the drama.” She found HCW through a Google search pretty quickly thereafter, and has been here ever since.

A quick coupon study, Catrina has stockpiled her family a six-month supply of groceries and household goods. “I saw that I could get coupons for pretty much anything, so I started to print them and then I started to look around, and within about a week I was stuck!!” She’s been amazed at how much her coupon savings has equated to in real money. Since June, her receipt from Smith’s, one of the stores she shops, shows a savings of nearly $800 for her family of three. She’s been able to whittle her expenditures to $200-$250 a month. Prior to that however, Catrina and her wife didn’t have a budget to speak of.

“Before we were just "Oh, we need this, let’s get it" type shoppers. Now, we are "We need this?
Well, I think there is a coupon coming out for it" type shoppers. Before we found coupons, we would spend whatever and didn’t have a budget at all. I am going to try to cut our current spending in the next year by at least half!”

Mind you, their budget includes food, HABA, household items, and pet food. “We have a very nice stockpile going on!”

Catrina shared that their savings were going towards other things now that they didn’t have as much money for before coupons; paying off credit cards, and enjoy more family outings together like going to the movies or the Lagoon (a theme-park in their area).

Last month, they bought a Nintendo Wii and put it on a 0-interest credit card which is already close to being paid off. “We aren’t living paycheck to paycheck anymore, and that’s a really big plus in our world.”

Now, I have to add that Catrina’s interview was done in Flashchat. Her family doesn’t have a phone but we wanted to capture her story, so we worked it out to do the interview in the chat room instead. As part of the follow up to her answer about no longer living paycheck to paycheck, Catrina typed in a zinger that had me in stitches…

“It’s kinda weird how a piece of paper that says "Save .50c on Popsicles" can change everything…there’s a lot less stress!” While it was funny to read that sentence blink across the chat screen, there is something indeed to be said for how these little slips of paper can change our worlds. Most people wouldn’t think to pick up a coin on the ground yet what for many is nothing but glossy recycle fodder after the Sunday morning cup of coffee, for others, it becomes a lifestyle choice that changes how we think about money and how we view ourselves as shoppers.

For Catrina, coupons also mean ease and peace of mind. “I don’t spend too much time thinking, ‘Hmmm, what am I going to pull together for dinner?’ because I have about 10 of everything in my garage! That has been so great for us.”

I asked her about how what her stockpile consisted of and how long it would last. She popped off chat just to bounce back in and replay that after speaking with her wife, they felt there was a 6-month supply of food on hand, a year of HABA, and though the dog might have to get by on some people-food, the cat could go about a year without worrying if the Friskies would run out.

Catrina has a lot of support at home for her couponing “hobby”. Her daughter Hailey teases her about how she loses everything but always knows where her coupons are. Her wife listens to all the crazy stories and will drive her to all the sales. “I have a fear of driving…my hands are getting sweaty just thinking about it.” As we talk about her family, I pry just a bit because I want to make sure she’s really comfortable putting herself out there for the story. Her response is as instantaneous as her fingers could type. “Oh no, I am married to a great woman and the more people that know it the better!” The support she gets for her couponing is helping her family meet goals. Long term, they are hoping to continue to save money and get rid of debt. Big Mickey Mouse fans, they are also saving for a vacation. Originally from CA, they moved to Utah in June, 2006, so this has been the longest they’ve gone in several years without seeing “our man Mickey”!

After several months on the board, a good stockpile under her belt, and an ambitious goal to cut even more money out of their budget, I asked Catrina to share how she would direct a new member of the site to get going on coupons and yet not feel overwhelmed. Catrina feels it’s important to start at the top, read the board all the way down to the "grocery store deals", and scan and read only the sales for your area stores. “It will only make you sad when you see what you could get if your store doubled.” Then she advises to continue on down, reading everything, skipping the sections of the site that don’t apply to you i.e., pets, organics, etc. She also thinks a good tip to saving money is to get things for free. “Fill out all the freebies, because they are great!” Lastly, after you’ve done all that and you still need help she wants new members to hop on in the chat room and ask for advice.

Her last piece of advice, and likely one of the more important tips a new member can get is not to expect having a stockpile like Flash (another member) or a budget like jane4girls (the member on an $800 annual budget). Catrina believes that it might be too stressful if you try to do too much too quickly!

Catrina’s had some luck with sales. Her favorite deal was the buy one get one free Loreal Vive at Walgreens, paired up with a buy one get one free coupon! “And I can’t forget the free Electrosal,” came blinking quickly across the computer screen. When asked about what deal she might need, she mentioned being excited about a possible score with some Arrid deodorant from Walgreens, but over all, needs nothing right at the moment. She does get out there to hunt for deals, so she is always at Walmart and sometimes she even goes to Kmart (but she doesn’t want to let Seedlady know about that).

Does she ever get a break from coupons? She tries to scrapbook but coupon chat holds her up from many hobbies – she believes it’s to be the most addictive part of being a Hotcouponworld member. And while she does enjoy her family time, she says they tend to be "homebodies". She’s not sure if that is that counts as a hobby or not, but definitely interested seeing homebody show up in the dictionary with “hobby” listed as a definition.

Catrina was a pleasure to get to know. Aside from our coupon chatting during the interview, we got the chance to solve all the worlds problems and learn we have a lot of political views in common. She has been a valuable member of the site. To get to know her better yourself, she’s only a click away and likely in the chat room as you finish reading her story, so pop on in and say “Hi”!

Thanks Catrina for being a great member and for sharing your story with the rest of us!

queenofthehivemomof5
10-31-2007, 05:46:15 PM
Great interview Catrina. I am loving getting to "know" our members a little bit more. How fun! When you go to Disney take me with you. I am a CA native too and its been over 4 years since I have seen the Mouse.

daltregirl
10-31-2007, 06:06:51 PM
I love a no hold barred interview. It was great to "meet" you and your family.

PS- I hope you get to Disney soon. Our family saves our change every day - kids included (those extra quarters from 1.75 school lunch). Each and every year we are able to at the very least pay for 4 plane tickets to the chosen destination. It is amazing how fast it adds up.

nessatxmom
10-31-2007, 06:14:26 PM
What a great interview! It's really nice to get to know people here a bit better.

chelsea
10-31-2007, 08:14:24 PM
great interview cat!! yay for flashchat. meow :)

austinmomto2
10-31-2007, 09:10:44 PM
Great to get to know you, Catrina! What an awesome interview. I love this site and the positive energy people bring here :biggrin:

Little Birdie
11-01-2007, 06:19:43 PM
I'll be honest: I was wondering if your username meant what I thought. (In a supportive way.)

Now my biggest question is, "How do you live without a phone?!?" :hysterical:

seedlady
11-02-2007, 03:55:41 PM
WHAT ?? you shop at the store which must not be named? shame on you, two !
i haven't seen the mouse in 20 years, and i live an hour and a half away. we took our kids twice, i think. now they are grown up, and one has an annual pass.

nice interview- i saw you 2 in chat for a long time, and i wondered if you were getting grilled. fun, huh?

ok, my question is this...if you have no phone, how does the computer work? i'm not a techie, but.............

skimo
11-10-2007, 04:03:57 AM
Great interview cat!

babyc11
11-10-2007, 04:32:34 AM
Great interview! Cya in chat!

Stephanie

wabashriver1
11-10-2007, 05:25:04 AM
Awesome interview!
You are an inspiration, with your 6 month stockpile!

mommytimes4
01-14-2008, 04:04:48 AM
It has been nice knowing ya...and getting to know ya...you are a cool chick.....

stargazer
02-21-2008, 12:53:20 AM
I love these stories and thanks for sharing. You guys are inspiring, I always learn something. Thanks for the tip about putting only the coupons you KNOW you would use in the organizer you have on you when you shop and the others filed away elsewhere. I just got a brand new coupon organizer off of the online auction site that looks like a brief case. I love it but am already running out of room. Thanks for the suggestions.

amcryer
03-13-2008, 04:09:12 AM
couponing is really a lifestyle choice, great story!!

marunyan
03-13-2008, 05:22:07 AM
Great to get to know more about you Cat. Wonderful!!

Bestbirths
05-26-2008, 07:24:30 PM
It was great reading about you. It has been eight months since we've seen our man mickey. I agree that we won't get our budget down to $800 a year (ever), but it is educational to see how that is done. Hope to chat with you soon.

kazey901
05-28-2008, 06:57:52 AM
What a great interview, really inspiring!

Also i'm exactly like you with the driving!
My DH has to drive me everywhere.
I do however drive the mile up the road to work, so that's gotta count for something right?

Keep it up Twomoms, and I might just stop by in chat one night to meet all you fun ladies!

ashes1384
07-01-2008, 07:24:49 PM
I love the idea of the change jar- that sounds great!

browntl5
07-01-2008, 11:00:42 PM
Cat --

I also have one wife and one daughter, and my name is Katrina with a "K".
:wavehi:

I'm new to the board.

How on earth do you keep your costs so low? Our monthly restaurant costs are twice that! My 3-year-old says stuff on the way home from daycare like "Let's go to a restaurant" and "Let's pick something up on the way home"!

:giggle2:

Trina (Katrina)
Pittsburgh

onamission
07-04-2008, 10:06:05 PM
I have a change jar! Its really a fancy gas can my dh bought. He didn't use it for gas so it is now the change jar. We cash in every year to see what the kids can spend on there allday kid day! They love that. almost a $100. the last time! but this year it should be better!

happysoul
07-07-2008, 03:23:57 AM
Thank you for sharing your story!

cheynesnana
07-07-2008, 05:01:49 AM
:wavehi: Very nice to meet you...


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