[lssugoalie]

Insurance is ridiculous. I find it unbelievable that thye can raise your rates for 1-2 claims. The reason you pay month after month, year after year is in case something happens, then when it does, they want you to pay 5x more than what it would've cost you to repair the problem with your own money. No one should be "afraid" of making a claim because they may get dropped or rates go up. Unbelievable.