‘Grocery Shopping’


Angel Food Ministries - A Review

Thursday, October 8th, 2009

Submitted by Tacatcon

Recently I discovered Angel Food Ministries which is a non-profit, non-denominational, co-op food program designed to help you save on your grocery bill.  I had never experienced any kind of co-op program so I didn’t know what to expect.  Angel Food Ministries was started in 1994 to help families in need in Monroe, GA suffering due to a plant closing.  It has since grown to serve over 500,000 people across 35 states. You don’t have to be economically disadvantaged to participate.  This program is for anyone.

The food is purchased in advanced based on orders from customers of Angel Food Ministries allowing them to get co-op pricing. The packages offer both fresh and frozen food as well as canned items and are all “restaurant quality” items.  For $30 you can purchase their “signature box” which changes month to month.  In August these were the items in my box:

  • 1.5 lbs rib eye boneless steak (4 steaks)-frozen
  • 1 dozen medium white eggs
  • 3 lbs bone-in split chicken breasts with water and sodium phosphate added (frozen)
  • 1 lb long grain white rice
  • 1.6 lb lemon loaf cake (6 slices) -frozen
  • 1 head of iceberg lettuce
  • 2 lbs of sweet potatoes
  • 1 quart shelf stable 2% milk
  • 16 oz frozen baby lima beans
  • 16 oz frozen corn
  • 1 lb fish sticks -frozen
  • 24 oz chicken nuggets -frozen
  • 32 oz macaroni and beef dinner entrée-frozen
  • 1 lb 80/20 ground beef -frozen
  • 16 oz can pork and beans

This package should provide enough food to assist a family of four for a week or a senior citizen for a month.  You can also purchase other packages like the Allergen Free Box which holds 5 lbs of frozen meats free of top allergens like peanuts, eggs, soy, etc. This month there is a special holiday box for Thanksgiving available.

Though not every location has online ordering, I was able to place my order on-line quickly. Payment can be by debit or credit card when ordering online.  They also take cash, checks, money orders, vouchers, EBT cards and food stamps if ordering by phone or in person. You will pay a $1 fee when ordering online. Once the order for my “signature box” was submitted I received an email confirmation with directions on where to pick it up etc.

When pick-up day came, it was pouring rain and miserably cold.  I was cheerfully greeted by an Angel Food volunteer who asked for my name and offered me coffee.  Once my order was confirmed, another volunteer told me she would be collecting my order for me and would meet me at the door. The fact that I didn’t have to do the “shopping” myself was great.  As soon as my order was double checked, another volunteer told me if I pulled my car up to the door he would put it in the car for me.  Well this is service we don’t get in any grocery stores here so I was tickled pink.  Based on service alone, Angel Food has the grocery store chains beat!

The overall quality of the food was comparable to grocery store items.   The only issue from what I sampled was the head of lettuce was less fresh than I would have liked and my oldest daughter thought the chicken nuggets were intermittently too fatty. The lemon cake was so good my kids asked for more. Although the website says they do purchase “national brands” there were no brand names I recognized.

But the real question is how did the prices compare to grocery store prices? According to the Angel Food Ministries website, their signature box which sells for $30 has a retail value of about $65. At my local Price Chopper I compared their shelf or sale prices to get an idea of whether Angel Food was offering a good value for the money.  A few items like the shelf stable milk were difficult to price as that is not an item my store carries. However, based on comparable items and sizes, the total I would spend in Price Chopper for these items was $54.14. Of course this is without coupons and special promotions. If I was shopping for these actual items I would not be purchasing without a coupon or a promotion and any meat I buy would be on manager’s mark down and submitted for a rebate.  So can you do better than the $30 for these items?  Yes if you are willing to put a little more work into it but a savings of almost 50% is not too bad.

However the price for the family package is definitely a great way to shave some off your grocery bill easily.  Especially if you are elderly, disabled or otherwise have a hard time getting to the grocery store or just hate shopping!  You are definitely paying for the convenience and you will not necessarily get the national brands you might in the grocery store.  However, if you are not brand picky and would rather save on time and take some of the stress out of meal planning, this may be a hot deal for you!

Check out angelfoodministries.com for more information or for chapters in your area.





Should you pay for a Warehouse Club Membership?

Sunday, April 19th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

In order to purchase items at Warehouse Clubs (i.e. BJ’s, Costco, Sam’s Club) you have to pay a membership fee usually around $40-$50 a year. Before you pay the price for admission ask yourself these questions to figure out if it is worth it.

How far away do you live? Similar to a gym membership, if you live far away (20 minutes or more) from the Warehouse Club, the chances of you using it on a regular basis decrease significantly. If you live close by (5 minutes or less) and you are able to purchase milk and other staple items, the prices are considerably less then other stores. Also these staple items rarely go on sale at most grocery or other stores so the prices will always be less at the warehouse clubs.

Will you use the entire product? Most items sold at warehouse clubs are sold in bulk. If you have a large family or business, your odds of using up the entire food product before it goes bad increases. However if you have an average size family buying in bulk might equate to throwing away a lot of food.

How do the prices compare to nearby stores? This requires some research, but in the long run you will save either the price of the membership or you will save money from purchasing less expensive items at the warehouse club. If you already have a price log of items you purchase on a regular basis, bring it with you to the warehouse club you are considering and compare prices. You will need to do some math to figure out the price per unit for the bulk items. If you don’t have a price log create one for a few weeks making sure you write down the prices of items you purchase especially when the items are on sale since the sale prices can be noticeably lower then warehouse prices. Also keep in mind most grocery stores double coupons and warehouse clubs do not.

Does the warehouse offer a free trial membership? Before purchasing the membership, ask if you can do a month or more free trial membership (without the surcharge fees). BJ’s usually offers a free three month holiday membership in October. Obviously if you can try it for free first, you have more time to use the above questions to figure out if it is worth paying for the rest of the year.

Find more information and deal discussion in Hotcouponworld’s National Chain Stores forum



Forgotten or Expired Coupons

Sunday, April 12th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

Nothing pains me more than to realize my coupon is expired or forgotten at home. If you forgot your coupon or have an expired coupon, here are some tips to prevent or correct this situation.

Preventive Tips:

Mark your Calendar - If you have a great coupon or rewards coupon (such as CVS Extra Bucks or Best Buy Rewards) mark the expiration date on your calendar. You can also make a notation to use the coupon at least a week or two before it expires.

Use the Coupon Immediately - If you use the coupon as soon as possible you decrease your chance of forgetting or losing it. Also if you wait until the last minute to use the coupon you may be unable to make it to the store (if you get sick, etc.)

Coupon Organizer - If you use a coupon organizer you can identify coupons which may expire soon by placing them in a certain location or using a sticky tab on the soon to expire coupons.

Coupon=Wallet - Treat your coupons like dollar bills and bring them wherever you would bring your wallet. Using a coupon organizer makes it easier to transport your coupons in the car or store similar to a wallet holding your dollar bills.

Corrective Tips

Ask if Store Accepts Expired Coupons - Some stores will accept expired coupons, especially if it is a store coupon such as Bed and Bath. If a manufactures coupon is only a day or two expired, some stores will also accept the coupon.

Ask about Coupon Reimbursement - If you forget your coupons, ask if the store will reimburse you the next time you shop. Most stores will reimburse you the coupons amount if you bring the coupon and receipt to customer service the next time you shop.

Call Customer Service - If you let a rewards coupon expire (such as CVS Extra Bucks or Best Buy Rewards) and the store will not accept the coupon trying calling customer service. One time my Best Buy Rewards coupon expired and the store would not accept it. After calling customer service, I was sent a “one time re-issue” of the rewards coupon.

Other Suggestions

Donate Expired Coupons - U.S. military families stationed overseas are able to use expired coupons on base for up to six months after the manufacturer’s expiration date. You can adopt a base by going to the following website: LINK.

Hotcouponworld also offers a coupon trading forum just for expired coupons, this is a great way to exchange your expired coupons for coupons you can use. Expired Coupon Trading Forum.



Drug Store Shopping Tips

Saturday, April 4th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

You can find great deals in the drugstores (CVS, Rite Aid, and Walgreens). Often you can find items for free or even earn money (if the store allows it) when you combine sales, coupons/in-ad coupons, rebates and Register Rewards (Walgreens) or Extra Bucks (CVS). Here are a few tips to make sure you get the best deals.

1. Make a List-Before you enter the store make a detailed list of what you plan to buy and what coupons/rebates are necessary. I also include the weight or size of the product to make sure I purchase the right item. If you know the information you may want to include the area of the store where the items are located to save you time when shopping.

2. Get the Circular/Rebate Book-Upon entering the store, I grab a circular and rebate book (only at Rite Aid and Walgreens). This way I can double check the sales, making sure I purchase the correct item, size, weight as I shop. I can also use any in-ad coupons. You can combine in-ad coupons with manufactures coupons.

3. Check your receipt-Before leaving the store always check the receipt to make sure the items are the correct price and the coupons were deducted.

4. Save your receipt-Always save your receipts since you will need the receipt numbers for the on-line rebates. You also never know when you might need to return or exchange an item.

5. Rebates-Walgreens and Rite-Aid both offer on-line rebate programs, no mailing necessary. The checks are mailed to you or at Walgreens you can get a gift card and earn an extra 10% back from the rebate (i.e. if your rebate check is for $100 you would earn an extra $10). This program is a great way to get a lot of free items or even earn money when combined with coupons (if the store allows). However, you do need enter your receipt on-line and you should always check to make sure the rebate was issued. On a number of occasions the rebate was not issued to my account. I called to find out what the problem was and they either issued the rebate or I returned the product. You should also keep in mind that the sales tax is not included in the rebate so you will have to pay that out of pocket. I have a credit card that I earn 5% cash back at drugstores which happens to be the sales tax where I live. You may want to consider doing this, but of course remember when using credit cards only charge what you can afford.

6. Use your Extra Bucks or Register Rewards-Walgreens or CVS offer these coupons when you purchase certain products. Sometimes the product will be free when you consider the fact they are awarding you the coupon amount for the price of the item (i.e. you pay $5 for the product and earn a coupon for $5 off your next purchase). Keep in mind it is a coupon and does expire. You should keep the coupon in a safe place and make sure to use it before it expires. You can even use the coupon to purchase another product that is free after the rewards.

Sounds like a lot of work? It is time consuming but it is worth it. In only three months I have accumulated enough I have enough shampoo/conditioner, toothpaste, moisturizer, razors, and body wash to last for the next year!

Find out more about drug store shopping in our Drug Store Forums



The Skinny on Getting Fit

Saturday, January 10th, 2009

Last week I gave you some ideas to help you keep your finances healthy through the New Year, and this week I’ve got some tips to keep your body humming along too.

A full 30% of Americans resolve to lose weight in the New Year.  If keeping that resolution were easy, we wouldn’t be at the top of the list in worldwide obesity.   Let’s throw out those worn out excuses, and find some inexpensive options to help you keep your resolve this year.

I don’t have the money for healthy food.   Yep, I know things are tight.  And I do know that organic, fresh food can sometimes seem out of reach.  But there some economic alternatives for the frugal consumer.

* Check your local farmer’s market.  Not only do you find local harvest there, but they oftentimes have a bumps and bruises section in the market where they keep items that are still consumable, but just not as attractive as the other produce.  It might be the apple with a slight bruise or the funny-looking bell pepper, but these items are super deals that allow you to eat frugally and well.

* Be willing to work a little with your produce.  Buying your items in the hull or with the peels still on (in the case of carrots) will cost you a little time, but you’ll save big bucks at the checkout.  Already prepped produce is a super time-saver, but by putting in a little elbow grease and time yourself, you’ll save money.

* Eat what’s in season.  Apples are great right now.  Oranges too.  All kinds of greens can be found for reasonable prices.  Winter squash won’t bust your budget either.  And don’t be afraid to try something new.  There are some great recipes on hotcouponworld.com for preparing your new find, and if you don’t see something that whets your appetite, ask away!  With close to 110,000 members, Hotcouponworld folks are happy to help you prepare those new veggies and fruits.

Ok, so we’ve got the fruits and veggies, but what about meat?  No way can I afford $5/lb for meat! Here is where investing a little time in you comes in again.  You are worth it!  Put your frugal hat on, and get cracking, checking sale ads.  If you don’t get the newspaper or your ads aren’t delivered in your mailbox before the sales start, don’t worry.  You can access store ads and good deal alerts on hotcouponworld.com!

* Boneless skinless chicken is a great meat to eat on your diet.  It’s so versatile, you can prepare it a ton of different ways.  This time of year, savvy stores will run buy one, get one specials to get you in the store.  But here’s where we take it a step further – and these tips apply to all fresh meat products you’ll need.

* Find out what brands of meat your store carries.  These companies may put out coupons for their products!  Check out the Hotcouponworld Coupon Database.  Enter the brand that you’re looking for to see what coupons are available.  Combine your coupons with a buy-one-get-one sale, and you’ve got a super meal at a rock-bottom price.  When you find the deal, stock up!

* Check to see when your store marks down meats.  These meats are still good for consumption, but they are nearing their ‘sell-by’ date.  Meat IS still good after that date, but you must eat it immediately or freeze for later use.  It’s not uncommon to see packages of meat marked down by $2 or more, making them a super deal!

Hey, these are good ideas! Is there a way to cut prices on bread too?  Absolutely.  There are coupons out most of the time for whole grain sliced bread, so check the coupon database at hotcouponworld.com for your favorite brands.  If you’re an artisan bread fan, check your local bakeries and the bakeries in the grocery for marked down items.  Again, these are still good for consumption; they may have been a leftover package from the day before, or perhaps they were in the oven a bit too long.  But they’ll normally be anywhere from 50-75% off the regular price.  When you find something you like, stock up on it.  Bread freezes wonderfully.

Like I said before, I know times are tough for many of you right now.  But that’s no excuse not to treat your body and your family right, feeding them with good healthy food to nourish them, body and soul.  On a limited budget, and with a little effort and forethought, you can afford those healthy foods that will help you and your family to keep those weight loss resolutions.   Get shopping, and good luck!



Watch for Falling Food Prices and Snipe as Many Sales as You Can Before They’re Gone

Tuesday, October 7th, 2008

The state of the world financial markets has me mixed between elation and panic. I knew the market was in for a correction - many people did, but it was a matter of when and how much. I don’t think anyone could have predicted the global meltdown that we’re seeing with the market that we’ve seen in the past two weeks.

While I am glad for a market correction and recognize this as a sort of “coming out in the wash” for all the greed and corruption we’ve seen in the past dozen years coming off Wall Street, there is a small part of me that really gets doom and gloomy over what this means for our economy and the future of the US. It’s clearly going to affect the presidential election outcome (not necessarily to my liking) and for the conspiracy theorists out there who think this is the beginning of global monetization (the Amero as a new currency with Canada, US, and Mexico), it definitely is signaling something, but I’m not a real economist, so I can’t tell you what. (For that matter, I don’t think the real economists know either right now!!!)

What I do know is I believe there is going to be a dip in food prices that should send you running the store to stock up, and here’s why.

The price of oil fell very sharply which signals a weak demand which means that we’re looking at less economic output in the coming fiscal quarters. The result is that the decline of output means businesses are going to see less sales as consumers and businesses are hesitant to part with their money. Particularly in the business to business sector, this is going to really ring true. Think about the guy who sells farm equipment. If the farmers aren’t buying cause they have limited access to credit, there’s going to be some price-dropping across every part of the agricultural supply chain, including raw ingredients.

And on the consumer side of things, it means General Mills and Kellogg are going to duke it out for market share. Where I’m seeing this first is in small grocery stores that are trying to hold it together. Loss leaders are steep this week. One small store in my area has milk 2 for $3 - $1.50 a gallon. It’s been awhile since I’ve seen that price. Of course, loss leaders are really about getting people through the door to buy other goods, but that steep of loss leaders implies to me that we’re already starting to see pressure in the grocery market to be competitive. The big brands, who’ve been slammed with the messaging from the media to “buy generics” are ramping up marketing spends while cutting some prices. Even national chains like Kroger, Safeway, and Albertsons are changing their marketing tunes, and everything is “extreme buy” type sales. It’s the return of the true 10 for $10 sales. This week, orange juice 1/2 gallons at Fred Meyer, a local Kroger chain, are $1 each. That’s “extreme” compared to what it’s been in the past summer of high food price misery for consumers.

However, I don’t expect this to be the trend for long. It’s a dip in my opinion. We’re going to see some real competition for market share and tactics stores are going to use to get people through the door, particularly mass retail merchants like Kmart who offered double coupons last week and put a $5 off $50 coupon in the paper this week.

Once the dust settles and the losers have disappeared - either some brands changing hands or a few local stores closing, the decreased competition and decreased supply chain as farms and smaller food manufacturers are pushed out with lack of capital and declining sales, then we’ll see another spike in prices.

Again, all speculative, and all my opinion, but my opinions about the food industry have been pretty dead-on for several years now, so I feel pretty confident in passing on this opinion for you to do with as you see fit for your family. For me, it means I am going to take advantage of all the offers and sales I think are coming down the pipe in an effort to offset the money we’ve lost in the market this week. And in treating my own personal finances like business finances, if I can conserve my cash and accumulate some grocery inventory at the best possible prices, we’ll weather the storm in the long run.



Stockpile for big savings

Friday, September 26th, 2008

I haven’t bought toilet paper in two years.  I haven’t bought dryer sheets or floor cleaners in five years.  It’s not that we don’t use these products, it’s just that once they were on sale at a price I couldn’t afford to pass up, I bought so many that I haven’t had to think about buying them since.

Since the economy began heading south year, the shopping advice from local and national media has been “try not to buy more than you need at one time” which makes me cringe every time I hear it.

While it may seem counter-intuitive to shop for something you don’t need and buy a boatload of it, if you’re buying an item at its rock bottom price and you can stock up on it, then you won’t have to buy it later at full price.

The key to this strategy? Add one or two sale items a week that weren’t on your list that you’ll likely use anyway.  Use coupons to sweeten the deal and buy as many as you can at that price.  Today at Target, 150-sheet lined notebook paper was on clearance for .12 cents each. Needless to say, at a savings of 88% off full retail, I bought enough paper for the kids that I won’t I won’t need to buy it again for several years.  I’ll toss it in a Rubbermaid tub and pull it out when we need it.

As you begin to shop this way, keep a few things in mind:

  • How much can I budget on building my stockpile each week?  Take a percentage of what you currently spend and reallocate it to shopping for long-term-use deals.
  • Will my family use up the product before it expires?  My kids go through one jar of peanut butter a week, so when I can get it for less than .50 cents per jar, I buy at least 52 jars to get me through a whole year.
  • Do I have room to store these items in a way that makes sense?  An investment in storage totes, shelving and a deep freezer can help you save in the long term.

If you can incorporate this tactic into your personal shopping routine, you might spend a little more at first, but ultimately, it will reduce your groceries costs more each month.  A few years of shopping this way, I’ve cut our grocery bill down to about $200 a month. My family could live off the products stored in the garage for several months if we ever came on tough times. And best of all, I can take the money we save and use it somewhere else.



Save on 10 for $10 sales

Friday, September 19th, 2008

When Albertsons rolled out the first 10/$10 sales several years ago, it was the perfect promotion. Get 10 items for $10 bucks! How simple could that be? And even better, they didn’t make you buy all 10 items; so really, you were getting a variety of items for $1. Now, those sales are commonplace and the bargains are harder to find. The sales have morphed into “Buy $20 worth of Brand X, and we’ll give you $10 off”. The problem with that is that Brand X is on sale for $4.99, which means you’ll need to spend $24.95 to get the $10 off.

So, how do you get past the gimmick and make these sales work to your advantage?

Combine manufacturer’s coupons with the sale:
This week, Albertsons has 32-ounce Gatorade on sale 10 for $10. Using a $1 off 2 coupon, it brings them down to .50 cents each instead of the $1.99 they normally retail for - that’s a 75% savings.

Use a high value store coupon:
Stores in my area issue coupons for $X off $Y purchases. So this week for example, Safeway has a $10 off $50 coupon. You can find these types of coupons in your local newspaper or in the Entertainment Book. Albertsons, and many other chains around the country have coupon policies to accept these as “competitor’s coupons”.

This week, I’ll be using that Safeway coupon to match with a sale on Campbell’s soups at Albertsons. The deal is to buy 20 for $10, no limit. However, the Safeway coupon represents an additional 20% off that price, bringing the final price of the soups down to .40 cents each. With my eye on the winter right around the corner, I’ll be buying enough soup for my family, some for the local food bank, and save 66% off the retail price. Using manufacturer’s coupons will yield additional savings.

Buy all 10 items:
Even if you don’t have a coupon, most times the items in these sales are about 50% off the shelf price. If you know you’ll use a product more than a few times a month, don’t just buy the one - buy all 10. It might cost a few more dollars in the short term, but it beats buying that same item again at full price next week.

Get a rain check:
Lastly, if the store is out of an item on the 10-for sale, get a rain check. It gives you time to hunt down manufacturer’s coupons to match so when you go back to the store to redeem the rain check, not only will the item be in stock, you’ll get the additional coupon savings as well.

Make it a point to scour the sale ads weekly to see how you can incorporate these 10/$10 type sales into your meal planning, beat the gimmick, and cash in on the savings!



Deals on groceries

Thursday, September 11th, 2008

If you feel like there’s a little nip in the air and fall breezes are stirring, you wouldn’t be alone. It’s getting downright chilly in my neck of the woods. But my favorite thing about fall isn’t the turning leaves…it’s the crazy sales at the grocery store where the top name brands don’t hold anything back.  If you have the room to stock up, now’s the time.

Leading off with September is the General Mills family of brands. Watch for 10 for $10 type sales. With the higher ingredient costs, many brands are willing to spend money on marketing to continue developing brand awareness, particularly as consumers are being driven to generics by the media as a cost-saving strategy at the store.

In the next two weeks, watch for the Quaker family of brands to be on sale.  Not only does this include oatmeal and chewy granola bars, but Quaker also owns Aunt Jemima pancake mixes and syrups.  This sale has already hit my area and these items are 10 for $15.  But with coupons from last Sunday’s newspapers and high value “peelie” coupons you might find in-store on the boxes, you can score these items for .50 cents each.  I bought 70 assorted boxes of breakfast bars, oatmeal and granola bars for $40 yesterday morning.  And with long shelf lives, that will keep us in oatmeal long after the price has jumped back up to $4.29 a box. It’s an even better deal on the pancake fixings, for which there are rarely coupons on the Aunt Jemima brand.  At $1.50 a box versus $4 or more, this is a great deal for stocking up.

The last of my favorite fall deals is the Campbell’s family of brands which include Prego, all the soup lines, and Gold Fish crackers to name a few.  Hints of soup sales are already happening – 10 cans of tomato and chicken noodle could be found last week for .50 cents a can - a teaser of the sales to come.  And this is the month that Campbell’s makes their coupons the most available.  There were coupons in last week’s paper and watch for more as we get closer to October.  Soups have a long shelf life, so buy what you can for the year while the prices are at their best.  It’s why I love fall – the real fall harvest isn’t in the garden….it’s in the pantry aisles at the grocery stores!



Know sales cycles and save

Monday, August 4th, 2008

This is my favorite shopping season. I actually put aside money the rest of the year so that I’ll have extra to spend during the next few weeks. The reason? I know that last year’s clothes are marked down to their final clearance to make room for new fall fashions. I also know that loss leader school supplies are being offered now. And outdoor summer items—like patio furniture, plastic margarita stemware and barbecue tools—are now on sale for 60 percent off the regular price.

There’s a sales cycle for every month and every season. Members at Hotcouponworld.com have been tracking them for years. We know that January is the best time to stock up on cheap oatmeal; new skis are better bought in March; and October is one of the best months to buy a new car. Timing is everything: Knowing when to buy can yield incredible savings if you can hold off on your purchases and buy when the item is “in season.”

You can read more here to learn about sales cycles so you never miss a deal!