‘Articles’


Angel Food Ministries - A Review

Thursday, October 8th, 2009

Submitted by Tacatcon

Recently I discovered Angel Food Ministries which is a non-profit, non-denominational, co-op food program designed to help you save on your grocery bill.  I had never experienced any kind of co-op program so I didn’t know what to expect.  Angel Food Ministries was started in 1994 to help families in need in Monroe, GA suffering due to a plant closing.  It has since grown to serve over 500,000 people across 35 states. You don’t have to be economically disadvantaged to participate.  This program is for anyone.

The food is purchased in advanced based on orders from customers of Angel Food Ministries allowing them to get co-op pricing. The packages offer both fresh and frozen food as well as canned items and are all “restaurant quality” items.  For $30 you can purchase their “signature box” which changes month to month.  In August these were the items in my box:

  • 1.5 lbs rib eye boneless steak (4 steaks)-frozen
  • 1 dozen medium white eggs
  • 3 lbs bone-in split chicken breasts with water and sodium phosphate added (frozen)
  • 1 lb long grain white rice
  • 1.6 lb lemon loaf cake (6 slices) -frozen
  • 1 head of iceberg lettuce
  • 2 lbs of sweet potatoes
  • 1 quart shelf stable 2% milk
  • 16 oz frozen baby lima beans
  • 16 oz frozen corn
  • 1 lb fish sticks -frozen
  • 24 oz chicken nuggets -frozen
  • 32 oz macaroni and beef dinner entrée-frozen
  • 1 lb 80/20 ground beef -frozen
  • 16 oz can pork and beans

This package should provide enough food to assist a family of four for a week or a senior citizen for a month.  You can also purchase other packages like the Allergen Free Box which holds 5 lbs of frozen meats free of top allergens like peanuts, eggs, soy, etc. This month there is a special holiday box for Thanksgiving available.

Though not every location has online ordering, I was able to place my order on-line quickly. Payment can be by debit or credit card when ordering online.  They also take cash, checks, money orders, vouchers, EBT cards and food stamps if ordering by phone or in person. You will pay a $1 fee when ordering online. Once the order for my “signature box” was submitted I received an email confirmation with directions on where to pick it up etc.

When pick-up day came, it was pouring rain and miserably cold.  I was cheerfully greeted by an Angel Food volunteer who asked for my name and offered me coffee.  Once my order was confirmed, another volunteer told me she would be collecting my order for me and would meet me at the door. The fact that I didn’t have to do the “shopping” myself was great.  As soon as my order was double checked, another volunteer told me if I pulled my car up to the door he would put it in the car for me.  Well this is service we don’t get in any grocery stores here so I was tickled pink.  Based on service alone, Angel Food has the grocery store chains beat!

The overall quality of the food was comparable to grocery store items.   The only issue from what I sampled was the head of lettuce was less fresh than I would have liked and my oldest daughter thought the chicken nuggets were intermittently too fatty. The lemon cake was so good my kids asked for more. Although the website says they do purchase “national brands” there were no brand names I recognized.

But the real question is how did the prices compare to grocery store prices? According to the Angel Food Ministries website, their signature box which sells for $30 has a retail value of about $65. At my local Price Chopper I compared their shelf or sale prices to get an idea of whether Angel Food was offering a good value for the money.  A few items like the shelf stable milk were difficult to price as that is not an item my store carries. However, based on comparable items and sizes, the total I would spend in Price Chopper for these items was $54.14. Of course this is without coupons and special promotions. If I was shopping for these actual items I would not be purchasing without a coupon or a promotion and any meat I buy would be on manager’s mark down and submitted for a rebate.  So can you do better than the $30 for these items?  Yes if you are willing to put a little more work into it but a savings of almost 50% is not too bad.

However the price for the family package is definitely a great way to shave some off your grocery bill easily.  Especially if you are elderly, disabled or otherwise have a hard time getting to the grocery store or just hate shopping!  You are definitely paying for the convenience and you will not necessarily get the national brands you might in the grocery store.  However, if you are not brand picky and would rather save on time and take some of the stress out of meal planning, this may be a hot deal for you!

Check out angelfoodministries.com for more information or for chapters in your area.





No Money for a Vacation This Year? Plan a Staycation Instead!

Monday, July 6th, 2009

In these tough economic times many families are finding that the budget just does not include an extended family vacation out of state. But that does not mean that your family cannot still have a fun “Staycation” on the cheap. A “Staycation” can be fun way to show your kids that money does not buy happiness and that there are great things to do right in your own hometown or in nearby cities that cost little to no money.

I am lucky to live in an area rich with touristy things to do since I live near the Black Hills of Wyoming and South Dakota. Our family has been enjoying spending a day a couple of times this summer exploring the wonderful and oftentimes cheap things to do where we live. So far this summer we have enjoyed a trip to Mount Rushmore, Devils Tower, Custer State Park, and we took a ride on a 1800’s train in the Black Hills. Most of our trips have cost under $75 including gas for a family of 6. We also have tried to include closer excursions without leaving our town. While we have a larger camping trip planned here soon to Yellowstone National Park, we are also planning some small excursions to local venues and attractions here in our own home town. Our town offers a museum, a campground, a county fair, a water park located inside a local hotel, recreation center, and an events center that hosts everything from rodeo events to theatre and concert performances.

Following are the steps to planning your family’s Staycation

Step 1: Make a decision about what sort of things your family enjoys. Does your family enjoy camping? Are your kids into dinosaurs? Is your spouse a history buff? Are you into nature? Consider the likes and dislikes of your family so that you can plan the perfect Staycation that the entire family will enjoy.

Some ideas might include:

For the nature buff:

  • A trip to the nearest state park, national park, or national wildlife preserve.
  • Camping, either in your own back yard or at a campground located in one of the locations above.
  • A nature museum.
  • A visit to the beach or tide pools.
  • A nature walk in the local mountains, desert, or whatever sort of geography you live near.

For the history fan:

  • A visit to a local historical site. (Look for forts, battlegrounds, and other historical points of interest.)
  • A history museum.
  • A tour of a local historical mansion.

For the mad scientist:

  • Tar pits
  • Archaeological digs
  • Natural science museums
  • Planetariums

For the animal lover:

  • Zoos
  • Aquariums
  • Tide Pools
  • Animal parks
  • State parks, national parks or national wildlife preserves
  • Reptile gardens
  • Animal rescue sanctuaries

Be creative and think outside of the box when looking for places to and things to do on your Staycation!

Also consider if you will stay in a hotel, campground or just want to plan a day trip and come back home at the end of the day.

Step 2: Research what is around you. Decide if you want to stay within your own city, county or have a travel limit of a certain number of miles away from home that you want to stay within on your Staycation and begin your research about what wonders are around you. If you are planning on staying within your own city begin by finding your local chamber of commerce. Most chamber of commerce’s these days have a website that contains lots of useful information about local businesses and attractions. Another option is to visit the websites of your city, county or state’s tourism departments. Below is a list of all 50 states tourism websites.

  1. Alabama
  2. Alaska
  3. Arizona
  4. Arkansas
  5. California
  6. Colorado
  7. Connecticut
  8. Delaware
  9. District of Columbia
  10. Florida
  11. Georgia
  12. Hawaii
  13. Idaho
  14. Illinois
  15. Indiana
  16. Iowa
  17. Kansas
  1. Kentucky
  2. Louisiana
  3. Maine
  4. Maryland
  5. Massachusetts
  6. Michigan
  7. Minnesota
  8. Mississippi
  9. Missouri
  10. Montana
  11. Nebraska
  12. Nevada
  13. New Hampshire
  14. New Jersey
  15. New Mexico
  16. New York
  17. North Carolina
  1. North Dakota
  2. Ohio
  3. Oklahoma
  4. Oregon
  5. Pennsylvania
  6. Rhode Island
  7. South Carolina
  8. South Dakota
  9. Tennessee
  10. Texas
  11. Utah
  12. Vermont
  13. Virginia
  14. Washington
  15. West Virginia
  16. Wisconsin
  17. Wyoming

If you are going to stay in a hotel or campground make sure that you research where to stay and the best prices. Get your reservations early especially in the summer months as vacancies fill up quicker during peak seasons.

Step 3: Enjoy your Staycation! Pack a travel bag and cooler with the items you will need for your trip such as snacks and drinks from home, a picnic lunch, your camera and anything else you will need. Load up the family in the car and head on out and have fun being a tourist in your own city or state!



You can still eat out, even in a recession - - Get 5 tips to save tonight!

Thursday, June 18th, 2009

My husband got deployed, and truthfully, with three kids, a house, a job, and more, cooking is the furthest thing from my mind.  So,  I have to fess up that we’ve been eating out way more than we should.  But being the coupon shopper that I am, I make sure that everywhere we eat, we get a deal.

With my newly-found knowledge of lots of dining out, here are the four best pieces of advice I have for getting the best restaurant deals.

1. Gift Card Deals

Scope out restaurants that are offering special incentives to buy gift cards.  I went to Claim Jumper restaurant with the kids, my mother inlaw, and her nephew for a special occasion.  Claim Jumper was offering a $5 bonus gift card for every $25 gift card you bought.  I went right to the hostess, bought $100 giftcard, and she gave me $20 free dollars good for a later visit.  We promptly used the $100 gift card on the dinner we were going to buy anyway.  Now however,  I have $20 free dollars to use again on another visit.

2. Inhouse promotions

A few years back, my husband and I each signed up for a rewards card for McCormick and Schmicks.  For $25, you got to sign up for the club.  However, they mailed you out a $25 gift certificate, so in reality, it didn’t cost anything to join.  Since we each got our own accounts, we listed each other as spouses.  M&S sends each of us a free dinner on our birthday valued at $40, just for being a member.  That’s two accounts, four meals, for $160 in free meals.  You then accumulate points on everything you spend.  They have a great happy hour with $1.95 appetizers, so many times we eat off the bar menu.  And for every 500 points you accumulate, you earn a $50 gift card.  The points are calculated before coupons and discounts.  So you can see where this is going.  Now, we go to Costco and buy $100 in giftcards to use for $79.99.  So we save an additional 20% off our meals.  It equals lots of cheap dinners at a really nice seafood restaurant.  They then had an inhouse promo to sign up for their newsletter and get a free $10 gift cert.  The savings just keep coming.

3. Costo gift cards

Costco in many areas offer discounted giftcards to local restaurants, typically at a savings of 20% off.  But, since gift cards are essentially cash, unlike combining two coupons, you can combine a gift card and a coupon.  So if you get $100 of giftcards for $79.99, and then the restaurant has a coupon available, you’re increasing your savings.  One of my local restaurants offers a giftcard at Costco, but they also have a Buy One Get One free coupon they offer.  By combining the gift card and the coupon, I’m getting one meal free and the other at 20% off - so the savings is about 70% off.

4. Entertainment Book Coupons

I always buy at least three Entertaiment Books each year, mainly for the grocery store coupons, but the restaurant coupons sweeten the pot.  Going back to my McCormick and Schmick example, they offer a $20 off coupon in the Entertainment Book. By combining that with the Costo giftcards and the M&S rewards card, we can have a really nice dinner for about $20 (gratuity not included). The restaurant coupons in there really do save you money.

5. Restaurant.com

Lastly, Restaurant.com can be a tremendous savings.  They discount gift certificates to local area restaurants across the country.  The certificates aren’t completely free - there is usually some sort of stipulation around them, like “Spend $35 and get $25 off” and you bought the certificate for $4, so you really wound up spending $14, but it’s still more than 50% off.  And during the course of the month, they discount them all the way down to 80% off.

Now if I had a secret for how to not put on the pounds while eating out, I’d be a genius!  But in all seriousness, even in a bad economy, you can still treat your spouse or family to a night out at an affordable price. Just remember, always tip your server at the full price of the meal.  Happy servers means restaurant owners will continue to offer great deals!

So enjoy your savings and a night off from washing the dishes!



8 Tips for Maximizing a Liquidation Sale

Thursday, May 14th, 2009

It’s the sign of our times - stores are going out of business left and right.  This week, retail sales figures were posted for the country, and not surprisingly, they were worse than anticipated.  No store category is being spared.  Home electronics, hardware, clothing, sporting goods, and even grocery stores are shuttering their doors and liquidating their inventory.  While it’s sad, and you don’t wish for a store you love to go bankrupt, it’s also a prime time for you to step in and find things your family can use at a price well below full retail.

First, let’s talk about liquidator tactics.  Once a store’s inventory has been handed over to a liquidator, the 3rd party company comes in and retags the merchandise, marking it up to its highest retail price.  From there,  they mark the items down. So a camping tent that retailed for $125.00, at the “clearance price” of 20% off, is still going to be $100.00.  That’s not a deal when other stores have similar tents on sale for $79.00.   If the item you’re interested in isn’t a commonly available item like a tent, and there’s not much inventory left, 20% off retail might be a good deal. Because of the media attention given to stores going out of business, most people will tend to flood the store when the sale starts and the best inventory will move quickly.  The general public will be happy at 20% savings and think they got a deal.

Within a few weeks, the inventory starts moving into new percent-off brackets.  30%-50% is where you’ll start seeing better prices, but you’ll still need to be careful that the price your paying is better than someone else’s best sales price.  Inventory will stay in this price bracket the longest because of the consumer perception about the value.  If there’s an item you’re interested in, shop around at competitors’ stores and check if it’s truly the best price before you buy.

In this savings bracket, the 50% off items are going to be things that are out of season or harder to sell items. A sporting goods store going out of business in May will have the winter items at the 50% off mark because no one is thinking about skiing in May.  But commonly used items like footballs or running shoes will be at the 30% off and be slower to move to the steepest brackets.

The liquidators will then move into the 60%-70% bracket, signaling that the store’s last day of business will be within a few weeks.  That’s the time to really start digging through the inventory.  Look for things you can use, or that might even have a resell value on Ebay or Craigslist.

The store will finish off with 70%-80% off most merchandise, and a few things that are “junk” items are going to be at 90% off.  Ninety-percent off makes for a great sign marketing - you know, the guy on the side of the road twirling an “everything must go sign” on a street corner.  But most of the 90% off stuff isn’t worth looking through more than once.

Now that you understand the tactics a liquidator uses to mark down inventory, here’s XXX tips for getting the most out of a liquidation sale.

1. If the store has more than one location be sure to check out each store. The inventory at each store will be different based on what they had left in stock before the liquidation sale started.

2. Make a list of the items you’re interested in at each store you visit.  Write down the price it’s at, and then go home and compare the pricing online.  Amazon.com is a good barometer on most items, and most stores have at least one online competitor you can price check against.  If the best price for that tent onsale in another store is $79, you know you’ll need that tent to be at the 50% off bracket during the liquidation sale before you should buy it.

3. If it’s an item you really need and you don’t think it will make it to the next price bracket, buy it at the one it’s at now.

4. If there’s a good amount of inventory and you find an item you want to stockpile, buy one or two at the current discount, and then as it falls further, buy more at the better percent-off bracket to increase your savings.  For example, you buy a pair of jeans at the 50% off rate, but they still have them when they are 70% off, by picking up the extra pair, it’s like getting both of them for 60% off.

5. Shop through each price bracket of the sale.  Liquidators will not only mark things down, they’ll consolidate inventory from multiple stores, and even bring in inventory from previous liquidation sales from other merchants in hopes of selling it while they have an audience of shoppers to look at the additional items.  And because stores will pull more out of the back storage, you don’t know what you’ll find the next time you come through.

6. If you’re shopping for kids, size up and buy multiples.  At a recent liquidation sale, I found Columbia Sportswear fleeces for $12.50 - regularly $32.50.  I bought a size that would fit the kids now, and then bought the next three sizes for later.

7. Don’t buy what you don’t need.  Just because it looks like a good deal, if you’re not going to use it, then it’s no deal at all.

8. Lastly, buyer beware.  The policy of every liquidator is “All Sales Final“.  Make sure that the things you’re buying are in good shape, that shoes are the same size and you have a left & right foot, and that all the parts and pieces are there.  I have no problems opening up a box in the store before I buy it. If I buy a tent, get it home and it’s missing a pole, it’s on me.  There’s no returning it.  You’ll also want to be sure that warranties on anything you’re buying are still in full effect.  This is especially important with electronics.

Liquidation sales are bittersweet.  It’s sad to see a 57-year old store leave your community, but don’t feel bad about making their loss into your advantage. The opportunity to save is huge and shouldn’t be overlooked.



How to Lose Weight and Save Money

Sunday, April 26th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

Cook your own meals: The only way to truly know the calorie content of what you eat is to prepare the meals yourself. By cooking your own meals you can substitute for less fattening or lower calorie choices when necessary. Most recipes list calories, fat grams and other useful information to help you keep track of your daily intake. When you eat at restaurants or fast food places you eat more calories and fat grams since the portions are typically larger then what you would have at home. Furthermore it is difficult to keep track of calories or fat gram intake. Cooking at home is significantly less expensive then eating at restaurants or fast food places.

Drink Water: Tap water is free and free of calories. If you were to only drink water for a week you could probably save at least $20 or more depending on your current drinking choices. Most drinks contain 200 calories or more, whereas drinking water has zero calories. Water has numerous health benefits. By drinking water you eat less since people tend to think they are hungry when they really need water. Water helps your body to break down fat which increases fat loss.

Turn off the TV: If you eat meals while watching TV, you are often unaware of how much you eat. Research by Eliot Blass found, people eat between 31 and 74 percent more calories while watching TV. Most people watching TV are motionless which burns few calories. In terms of energy consumption, watching TV will cost you about $100 per year in your electric bill and your cable bill about $600 per year.

Workout with a friend: Working out with a friend will help you stay motivated and provides extra support or new ideas to keep your workouts interesting. You can carpool with your friend to the gym to save on gas.



Should you pay for a Warehouse Club Membership?

Sunday, April 19th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

In order to purchase items at Warehouse Clubs (i.e. BJ’s, Costco, Sam’s Club) you have to pay a membership fee usually around $40-$50 a year. Before you pay the price for admission ask yourself these questions to figure out if it is worth it.

How far away do you live? Similar to a gym membership, if you live far away (20 minutes or more) from the Warehouse Club, the chances of you using it on a regular basis decrease significantly. If you live close by (5 minutes or less) and you are able to purchase milk and other staple items, the prices are considerably less then other stores. Also these staple items rarely go on sale at most grocery or other stores so the prices will always be less at the warehouse clubs.

Will you use the entire product? Most items sold at warehouse clubs are sold in bulk. If you have a large family or business, your odds of using up the entire food product before it goes bad increases. However if you have an average size family buying in bulk might equate to throwing away a lot of food.

How do the prices compare to nearby stores? This requires some research, but in the long run you will save either the price of the membership or you will save money from purchasing less expensive items at the warehouse club. If you already have a price log of items you purchase on a regular basis, bring it with you to the warehouse club you are considering and compare prices. You will need to do some math to figure out the price per unit for the bulk items. If you don’t have a price log create one for a few weeks making sure you write down the prices of items you purchase especially when the items are on sale since the sale prices can be noticeably lower then warehouse prices. Also keep in mind most grocery stores double coupons and warehouse clubs do not.

Does the warehouse offer a free trial membership? Before purchasing the membership, ask if you can do a month or more free trial membership (without the surcharge fees). BJ’s usually offers a free three month holiday membership in October. Obviously if you can try it for free first, you have more time to use the above questions to figure out if it is worth paying for the rest of the year.

Find more information and deal discussion in Hotcouponworld’s National Chain Stores forum



Forgotten or Expired Coupons

Sunday, April 12th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

Nothing pains me more than to realize my coupon is expired or forgotten at home. If you forgot your coupon or have an expired coupon, here are some tips to prevent or correct this situation.

Preventive Tips:

Mark your Calendar - If you have a great coupon or rewards coupon (such as CVS Extra Bucks or Best Buy Rewards) mark the expiration date on your calendar. You can also make a notation to use the coupon at least a week or two before it expires.

Use the Coupon Immediately - If you use the coupon as soon as possible you decrease your chance of forgetting or losing it. Also if you wait until the last minute to use the coupon you may be unable to make it to the store (if you get sick, etc.)

Coupon Organizer - If you use a coupon organizer you can identify coupons which may expire soon by placing them in a certain location or using a sticky tab on the soon to expire coupons.

Coupon=Wallet - Treat your coupons like dollar bills and bring them wherever you would bring your wallet. Using a coupon organizer makes it easier to transport your coupons in the car or store similar to a wallet holding your dollar bills.

Corrective Tips

Ask if Store Accepts Expired Coupons - Some stores will accept expired coupons, especially if it is a store coupon such as Bed and Bath. If a manufactures coupon is only a day or two expired, some stores will also accept the coupon.

Ask about Coupon Reimbursement - If you forget your coupons, ask if the store will reimburse you the next time you shop. Most stores will reimburse you the coupons amount if you bring the coupon and receipt to customer service the next time you shop.

Call Customer Service - If you let a rewards coupon expire (such as CVS Extra Bucks or Best Buy Rewards) and the store will not accept the coupon trying calling customer service. One time my Best Buy Rewards coupon expired and the store would not accept it. After calling customer service, I was sent a “one time re-issue” of the rewards coupon.

Other Suggestions

Donate Expired Coupons - U.S. military families stationed overseas are able to use expired coupons on base for up to six months after the manufacturer’s expiration date. You can adopt a base by going to the following website: LINK.

Hotcouponworld also offers a coupon trading forum just for expired coupons, this is a great way to exchange your expired coupons for coupons you can use. Expired Coupon Trading Forum.



Drug Store Shopping Tips

Saturday, April 4th, 2009

Contributed by member SwapSavers owner of www.swapsavers.com

You can find great deals in the drugstores (CVS, Rite Aid, and Walgreens). Often you can find items for free or even earn money (if the store allows it) when you combine sales, coupons/in-ad coupons, rebates and Register Rewards (Walgreens) or Extra Bucks (CVS). Here are a few tips to make sure you get the best deals.

1. Make a List-Before you enter the store make a detailed list of what you plan to buy and what coupons/rebates are necessary. I also include the weight or size of the product to make sure I purchase the right item. If you know the information you may want to include the area of the store where the items are located to save you time when shopping.

2. Get the Circular/Rebate Book-Upon entering the store, I grab a circular and rebate book (only at Rite Aid and Walgreens). This way I can double check the sales, making sure I purchase the correct item, size, weight as I shop. I can also use any in-ad coupons. You can combine in-ad coupons with manufactures coupons.

3. Check your receipt-Before leaving the store always check the receipt to make sure the items are the correct price and the coupons were deducted.

4. Save your receipt-Always save your receipts since you will need the receipt numbers for the on-line rebates. You also never know when you might need to return or exchange an item.

5. Rebates-Walgreens and Rite-Aid both offer on-line rebate programs, no mailing necessary. The checks are mailed to you or at Walgreens you can get a gift card and earn an extra 10% back from the rebate (i.e. if your rebate check is for $100 you would earn an extra $10). This program is a great way to get a lot of free items or even earn money when combined with coupons (if the store allows). However, you do need enter your receipt on-line and you should always check to make sure the rebate was issued. On a number of occasions the rebate was not issued to my account. I called to find out what the problem was and they either issued the rebate or I returned the product. You should also keep in mind that the sales tax is not included in the rebate so you will have to pay that out of pocket. I have a credit card that I earn 5% cash back at drugstores which happens to be the sales tax where I live. You may want to consider doing this, but of course remember when using credit cards only charge what you can afford.

6. Use your Extra Bucks or Register Rewards-Walgreens or CVS offer these coupons when you purchase certain products. Sometimes the product will be free when you consider the fact they are awarding you the coupon amount for the price of the item (i.e. you pay $5 for the product and earn a coupon for $5 off your next purchase). Keep in mind it is a coupon and does expire. You should keep the coupon in a safe place and make sure to use it before it expires. You can even use the coupon to purchase another product that is free after the rewards.

Sounds like a lot of work? It is time consuming but it is worth it. In only three months I have accumulated enough I have enough shampoo/conditioner, toothpaste, moisturizer, razors, and body wash to last for the next year!

Find out more about drug store shopping in our Drug Store Forums



Can Freezer Cooking Save Money?

Monday, March 9th, 2009

Contributed by: FrankRyan owner of the website CookToSave.com

There are three popular methods of freezer cooking that can save a family money.  There are many benefits to freezer cooking.  Some benefits include preserving perishables and reducing waste, having ready-made meals in your freezer when you are tempted to order out, and maximizing time with the family by cooking less often.  Fully cooked meals can maintain their texture and taste in the freezer for up to three months.  Uncooked, ready to go meals, like marinated meat can be frozen without degradation for up to six months.  Different methods can optimize for busy schedules or tight budgets and any family can find benefits in one of the methods mentioned below.

Once a Month Cooking, also known as, OAMC is a way of making meals ahead of time and freezing them for later use.  There are several ways to adopt this system into your family.  The phrase once a month cooking was made famous by a book entitled Once-A-Month-Cooking by Lagerborg and Wilson.  Their book is worth a buy at Amazon for beginners, the information inside is valuable to anyone looking into getting involved in this type of cooking schedule.   OAMC, in its purest form, involves a family preparing 30 meals within one weekend each month, or mini-sessions where 14 meals are made in one day.  The benefits are having only one weekend of dirty pots to clean and a highly detailed dinner schedule.  For the family that eats take-out regularly or is rushed to find time for dinner, this is an excellent program.

Another method of freezer cooking is for seasoned deal seekers.  “Assembly Line” cooking, as seen on websites like www.cooktosave.com, takes perishable loss leaders from your local grocery store and assembles them into several meals in one day to be enjoyed or prepared for another day.  Assembly Line cooking turns your kitchen into a family assembly line.  Examples are finding over-ripe bananas at the store for less than $0.25 a pound and turning them into 30 chocolate covered frozen banana popsicles,  buying 20 pounds of pork loin at $1.67/lb and making breakfast sausage, burritos, kebobs, steaks, and Weiner schnitzel.    For the family that likes buying large quantities of loss leaders and getting the best price for their meals, this is their perfect match.

The third and easiest method of freezer cooking is called “Feed the Freezer”.  These ideas incorporate making double or triple the amount you usually make for dinner and putting the additional meals away in the freezer for a later date.  When planning to make lasagnas, stuffed shells, chili’s, or other easy to freeze casseroles, make two or three dinners instead of one and freeze the additional dinners.  Try searching any recipe site on the internet, like www.allrecipes.com for the keyword “OAMC”, to find recipes that are freezer friendly.   For the family that wants to make their food dollar stretch a little more than usual and have one of two meals in their freezer this is an easy adoptive plan.

However a family chooses to adopt a make ahead style of cooking, there are savings to be had.   An extra stand-alone freezer in your home can save $1,000 or more per year on a family food budget.



Interview with Hotcouponworld owner Julie Parrish at The Budget Smart Girl’s Guide to the Universe

Thursday, February 19th, 2009

Julie Parrish, co-owner of Hotcouponworld was interviewed by budgetsmartgirl over at The Budget Smart Girl’s Guide to the Universe

Check Out This “Hot” Coupon Site

You know I love using coupons so when I heard about Hot Coupon World, www.hotcouponworld.com I had to check it out. For me, navigating the site was a bit like being the kid back the candy store again. You’ll definitely want to check it out and spend some time there. And don’t forget to sign up for the newsletter. To help you get the most out of your first visit, co-founder Julie Parrish shares some secrets not only about Hot Coupon World, but being a couponer too.

Budget Smart Girl (BSG)-How did the site get started and how did you meet your other co-founder Heidi Kennedy?
Julie Parrish (JP)-Heidi and I met online at another deals website six years ago. We were members there and when that site closed the grocery section of its community, we landed on another site where we were moderators. Eventually, that site was sold. We were tired of bouncing around so I messaged her for her phone number and called her. We’d never spoken over the phone before and so she was a bit surprised when I said I think we should open our own site – by couponers, for couponers. So we agreed that I’d fund it and she’d manage it. We opened up with 176 members we’d been online with from previous sites, and in just a few years, we’ve registered over 120,000 people. To this day, nearly 6 years after “meeting” online, we still have yet to meet in person.

BSG-The Web site is great. If I’m a new visitor, where should I start?
JP-On the footer of every page are links to get started. There’s a link for those who are completely new that has a page with our most important forums. There’s also a link to all the abbreviations and acronyms one is going to encounter on the site. It’s a good idea to get in there and look through those so you don’t feel completely lost. There’s also a link about how to join the trader group on our site. That’s where all the fast and furious wheeling and dealing happens as people from across the country swap coupons with each other.

BSG-You have forums, groups, chats…some people are shy about chatting with complete strangers online. How can you encourage people to get involved online, what resources are they going to find in the forums and chat groups?
JP-First off, we have the friendliest forum on the web. Hopping into a social networking community can be downright cutthroat because if you’re new to a topic and you join a group, I’m always amazed at how many sites out there treat new people badly. My favorite expression on sites I’ve joined where I asked a “stupid” question is RTFM. Well, no one wants to be treated like that. You wouldn’t treat someone like that in person who asked you a question that might seem self-explanatory. The reality is, not everyone is going to come to the party with the same level of expertise. So we’ve really made it our policy that there are no stupid questions. The person asking doesn’t know that 100 other people have asked the same question. It’s new terrain to them and we should treat them as such. We encourage people to hop into our “welcome wagon” thread and introduce themselves. It’s not unusual for people to hop right in and welcome the new member. We also have an open door policy where people can email or private message us through the board. And you don’t get a form letter back. There’s a team of us that personally answer all the emails we get. We don’t like getting auto-responder emails when we need help so we want to make sure someone gets a real person on the other end.
Resources in the forums are vast. First there’s the deal info. A member will find the weekly sales circular from nearly every chain grocery store in the country are matched each week to all the manufacturer’s coupons so they know what the best deal going into the store each week is. There’s a coupon trading section where members swap coupons. So if you need coupons for dog food and someone else needs coupons for diapers and you each have what the other person wants, you swap them via postal mail so you get them in time for a sale. Multiple coupons mean multiplied savings. There are also recipes, a place to ask finance questions, online coupon codes, printable coupons, survey site signups and even a place to have off-topic conversations about life, kids, politics and more. Best of all, our members are really great about rallying around each other in times of need.
The chatting with strangers thing can be scary for some. We encourage our members to be safe about their user name, about giving personal information out, and limiting their interactions to just coupon talk if they aren’t comfortable with sharing more. Internet safety is a big deal to us.

BSG-You also have articles on the site. Can anyone share their tips?
JP-The articles section is a new feature for us. We have a few people contributing to them and we’d like to expand that. Truth be told, we’re not tech people or web designers so we’re struggling a bit to get the home page the way we want it, but at some point, when we do, we’re going to really open that wide up because when all’s said and done, we don’t have to have all the answers. Our members are such smart people. They have tons of their own tips, tricks and ideas that we’d be foolish not to give them a platform to share their knowledge with their peers online.

BSG-Any insider tricks for finding coupons, places most of us don’t think about looking?
JP-I love watching people shop because when they do, most of them walk by some of the best coupons you’ll find out there. It’s like shoppers are desensitized to the experience and they’re just there to get the mayo and milk and leave. I always encourage new couponers to walk around the store one time and put nothing in their cart. Walk through the store with fresh eyes and don’t look at the products themselves, look at the store set up. It’s like an optical illusion. Suddenly you don’t see the products – you see this sea of coupons. They’re attached the shelves. They’re attached to products. They’re hanging around the necks of bottles. They’re inside the freezer case. They’re in the little black blinkie boxes. They’re at the cash register, the customer service desk, and the paper racks at the front of the store. They’re on free standing displays and in the produce section and laying freestanding on shelves. I’ve even seen them taped to products hanging on strip clips (those little hanging clips that have products attached vertically on the ends of the aisles). And these coupons tend to sit there and expire because no one sees them. So walk through the store one time without buying anything and play “I spy” and you’ll be amazed how many coupons you find. They tend to be higher value than the Sunday paper, and they have longer expiration dates. But remember, take what you can use or trade and leave a few just in case for someone else who might figure out the hidden treasure hiding in the store.

BSG-Many coupons are found in the Sunday newspapers and women’s magazines, lots of people are dropping subscriptions to these publications. Is there a way to find those same coupons any place else?
JP-Sometimes the insert coupons can be found in the free version of the paper that goes out. So in our areas, once a week, all the store ads go out for free in a subset of the Oregonian. I find inserts in there. We have a lot of members on the site who have done everything from make deals with convenience stores to pick them up when the Sunday paper gets recycled, to “dumpster dive” in a recycle bin for multiple inserts. I’ve also seen people find extras from other people on Craigslist. I get them from family, friends, and neighbors. My husband’s grandmother even mails me hers from Rhode Island. Hotels are another good source because if they give out the local paper, on Sundays, they are just laying around the lobby because no one wants “the junk”. Starbucks and McDonalds – same theory applies. So I’ve had lots of luck there snagging extras that would otherwise get recycled.
And then printable coupons have come a long way. In our coupon database, we have tons of links to printable coupons and some of those are higher value than their printed counterparts that are in the Sunday paper.

BSG-More people are turning to coupons now. If you’re a beginner what tips can you offer them?
JP-Start slowly and don’t get overwhelmed. It’s easy to feel at first that you’re not making progress but it takes time to build an arsenal of coupons so that you can start matching the coupons to sales. Don’t chase every deal at once. Even though we match the deals and coupons for you and you can see what the deal is, pick one thing to chase in a given week and stockpile it. So, if toothpaste and peanut butter are both on sale, don’t kill yourself trying to get both. Pick the one that’s most important to building up a stock at home and chase that deal first. Then, if you have time left over before the sale ends, go get the other deal.
I would also say to slowly add rebates. Those can be overwhelming as well. You need to be really detail oriented with rebates because of the requirements to fulfill them (upc codes, receipts, forms) and the dates can come and go quickly for them. But once you’ve mastered deal hunting, rebates are good to add into the mix because there are lots of opportunities for good freebies.
And then ask questions. We want couponers to be legitimate about how they redeem coupons. There are lots of scams out there and it can be confusing. So don’t be afraid to ask. We’ll try to get you the right answer. Be sure to talk to your store managers at the stores you shop at and learn their coupon policies so you don’t run into issues in the checkout line. Nothing will turn off a new coupon shopper faster than having been made to feel embarrassed about using coupons. Be organized, be prepared, and get through the line quickly and you’ll do just fine.

BSG-You also have a site dedicated to organic and natural food coupons. www.organicgrocerydeals.com Did you get lots of requests for these products does it get more hits now? And are you seeing more organic manufacturers offering coupons?
JP-Organic manufacturers are well behind traditional manufacturers in their efforts to use coupons to market their products. I think there’s a thought out there among the organic manufacturers that they don’t have to use that as a discount strategy. In fact, a friend of mine is the food scientist for a very well-known producer and he was stunned when we talked couponing and why they should look at changing their marketing mix. It had never crossed their minds that their customers wouldn’t just walk up and pay full retail for the products. The problem is, about 10% of shoppers might be willing to do just that. But there’s 90% who need to be incented to try the products, and coupons do just that. There’s also a large part of the population that can’t afford to be 100% organic. So they are going to be even more inclined to buy and stick with a brand that uses coupons to discount the products. Lots of people want to go “green” but it’s expensive and many people have to choose what steps they make to go green. Our site is really designed for those people who are making incremental changes in their lives and don’t want to be judged because they still buy Fruit Loops. Organic Grocery Deals has been slower to take off, but it’s starting to increase in membership and page views because the information is very high quality, the members are non-judgmental, and we try to take a lot of the green-washing of organic and peel it away for folks to make educated decisions about what they’re buying.

BSG-Please feel free to add anything else about yourself, Heidi, the site/coupons or any other plans you have for the future.
JP-We’ve really been blessed both Heidi and I. We’ve been blessed in finding each other in the vast sea of people online. It’s like having a long lost sister. But we’ve also been blessed in learning how to coupon for our own families. I’ve saved and average of $11,000 per year over the past six years and that money really adds up. It lets us do things we wouldn’t have been able to do, including starting the websites.

As to plans for the future….
We’re working on building out our team. We’ve gotten to the point where two of us can’t manage this by ourselves and it’s time to bring on some help. Ultimately, the five-year plan is to have a network of sites dedicated to helping people economize their lives and save money. We want people to be smart with the resources they have. For us, that’s going to extend past coupon information into some other areas. We have a few other sites in the works right now. We’d really like to find a way to give back to our members as well, so there’s a project in beta right now that’s attempting to do just that. If it works like we hope it can, it will mean we can help monetize our members, which is going to be really exciting. We couldn’t ask for a better job than knowing that every day we get to help people change their lives by helping them be smarter shoppers.